I can see that I have landed in a red post, so I'm going to bow out gracefully. If all you read is conservative commentary, propaganda, and watch Fox News...you're going to have a one-sided view of what is going on with this issue. I'm open-minded and willing to listen to both sides, until one becomes irrational.
But I can tell you first hand, that healthcare is in trouble. And yes, it needs to be reformed. In this country-if you have monetary wealth and the highest quality health insurance, you are going to get top notch care. But if you are anywhere below that, you scrape the bottom of the barrel, or you get nothing at all.
Physicians are so afraid of being sued, they run many unneccesary tests on patients. I see it all the time. EVERYONE, who comes in with a headache gets a CT scan, and a full workup. The CT alone is around $2K. An MRI for C-Spine clearence-about $4K-after a minor fender bender. So if you have health insurance that covers say....50% after the deductible is met....easy...$2K. Most, not all, but most people don't have that kind of money lying around.
There are many problems with private health insurance, especially for the lower-middle class, and down.