ObamaCare Bronze Health Plan

[daveman]

...bronze plans are high-deductible plans. Get it?

I had a better high deductible plan before Obamacare. Funny thing, I can't keep it.

Gripping story, thanks.

“If you like your health care plan, you can keep your health care plan."

-- President Barack Obama, Liar-in-Chief

 

[gallantwarrior]

I had a better high deductible plan before Obamacare. Funny thing, I can't keep it.

Gripping story, thanks.

“If you like your health care plan, you can keep your health care plan."

-- President Barack Obama, Liar-in-Chief

Gotta learn to read between the lines, he meant, "as long as you like the healthcare plan you are directed to purchase".

 

[boedicca]

Can someone tell me why a 55 year old male, who has had their individual catastrophic policy cancelled due to the ACA, now has to pay for the following coverage:

Maternity and newborn care
Pediatric services, including oral and vision care

????

Well?

Where is this person's choice? He can no longer choose to not have these things that he does not want and sure the hell does not need.

...And are no doubt very expensive.
Better we think of the "village" we live in and how our contributions to pay for another "villager" really makes our life better. Never lose sight of the idea that those who stand to benefit the most from what is taken from you know far better than you how to expend your resources.

Our taxes and contributions are largely used to enable Big Government Careerists, Big Government Corporate-Bankster Cronies, and Loafers to live far better than they would if they had to actually do real work.

 

[boedicca]

I had a better high deductible plan before Obamacare. Funny thing, I can't keep it.

Gripping story, thanks.

“If you like your health care plan, you can keep your health care plan."

-- President Barack Obama, Liar-in-Chief

But at this point, What Difference Does It Make?

 

[daveman]

Gripping story, thanks.

“If you like your health care plan, you can keep your health care plan."

-- President Barack Obama, Liar-in-Chief

Gotta learn to read between the lines, he meant, "as long as you like the healthcare plan you are directed to purchase".

In Soviet Amerika, insurance pick you!

 

[Antares]

Holy shit! Every nutter here is suddenly the holder of a catastrphic plan that won't meet the ACA criteria! It is ******* amazing. It is as if some radio host talked about this on his show! Uncanny!

Look how amazed you are at the number of people who are responsible and purchased individual insurance for themselves. You are so shocked by the very idea that you just sit there mocking them. Not everyone is an irresponsible mooch you know.

Listen here, dummy.......I am specifically referring to the liars here who have conveniently decide to claim that they have a plan that will be phased out by the law. Everyone who has insurance through a job pays for it too, dummy. Do you think it is free?

If you are a person beyond the age of 30 or so.....and you are opting to buy a high deductible catastrophic health care plan......you are throwing money away. A tenty-something...maybe makes sense. But once you have assets to protect and likely a family.......a catastrophic plan is stupid. It does not help you to remain healthy in any way.

The fact is that this law is not designed to help people who already have and can afford a plan. It is meant to help those who don't have one due to being denied and those who cannot afford one. And since a catastrophic plan is a bullshit ripoff, they have been pretty much excluded from the law.

It is not about mooches, you arrogant ****. It is about working poor....who have had no access to affordable Heath care. It is way past due.

Listen here, dummy.......I am specifically referring to the liars here who have conveniently decide to claim that they have a plan that will be phased out by the law.

ALL non compliant plans end...it really isn't hard thing to grasp....

 

[daveman]

Gripping story, thanks.

“If you like your health care plan, you can keep your health care plan."

-- President Barack Obama, Liar-in-Chief

But at this point, What Difference Does It Make?

None. Bend over and spell "run".

 

[MHunterB]

When my husband was chronically underemployed back in '05, we were bumped onto a new health 'insurance' which was not quite as good as the Bronze Plan in the OP. We were being charged just under $500/month for it. There was NO coverage for hospital, ER or ambulance services, and no cap on our OOP expenses.

Thank GOD and a wonderful little company called Seachange, we were only on that 'plan' for 61 days - 63 is the critical number for maintaining the same level of coverage. Oh, did I mention that we were over 50 AND that husband had had a couple of surgeries for arterial stents?

And yes, my husband was indeed working then, and making a decent salary. But the job shop he worked for had mostly younger employees who thought of 'health insurance' as what one might need after breaking a leg while skiing......so they switched over to the rinky-dink 'coverage' because it was half the price.

I would not be happy with that Bronze Plan's level of coverage, no - but at half the price of the crappy 'plan' we had for those 61 days EIGHT YEARS AGO - it's not such a horrible thing.

Husband now works for a very large company which offers a 401K that matches 3% of your salary for contributions and cuts profit-sharing checks every single year.... those have ranged between 2-4 % of gross salary. They also get paid holidays, company-provided life insurance (annual salary level), and really cheap dental care: there's even a 'legal care' plan for around $12/month.

I haven't gotten the full package for the 'open enrollment' yet - but they are pushing these 'Health Savings Account' plans with very high deductibles. They are paying about 75% of the premiums. And if you take the HSA plan, they give you $1500/year towards the HSA *plus* $500 more if you get certain (free) screenings and consults. The HSA plan only costs about $260/month.....

 

[Zoom-boing]

When my husband was chronically underemployed back in '05, we were bumped onto a new health 'insurance' which was not quite as good as the Bronze Plan in the OP. We were being charged just under $500/month for it. There was NO coverage for hospital, ER or ambulance services, and no cap on our OOP expenses.

Thank GOD and a wonderful little company called Seachange, we were only on that 'plan' for 61 days - 63 is the critical number for maintaining the same level of coverage. Oh, did I mention that we were over 50 AND that husband had had a couple of surgeries for arterial stents?

And yes, my husband was indeed working then, and making a decent salary. But the job shop he worked for had mostly younger employees who thought of 'health insurance' as what one might need after breaking a leg while skiing......so they switched over to the rinky-dink 'coverage' because it was half the price.

I would not be happy with that Bronze Plan's level of coverage, no - but at half the price of the crappy 'plan' we had for those 61 days EIGHT YEARS AGO - it's not such a horrible thing.

Husband now works for a very large company which offers a 401K that matches 3% of your salary for contributions and cuts profit-sharing checks every single year.... those have ranged between 2-4 % of gross salary. They also get paid holidays, company-provided life insurance (annual salary level), and really cheap dental care: there's even a 'legal care' plan for around $12/month.

I haven't gotten the full package for the 'open enrollment' yet - but they are pushing these 'Health Savings Account' plans with very high deductibles. They are paying about 75% of the premiums. And if you take the HSA plan, they give you $1500/year towards the HSA *plus* $500 more if you get certain (free) screenings and consults. The HSA plan only costs about $260/month.....

PJ Lifestyle » Health Savings Accounts: A Healthcare Solution if Someone Could Explain Them

 

[Luddly Neddite]

It's one thing to disagree in politics. It's another to behave in the manner that Roo is behaving. My wife was a wonderful woman who I miss every day. I hesitantly mentioned her but I wanted you to know that I am debating from a point of view that is based on real experiences. I don't need to justify or prove anything about her and the fact that you felt the need to take our debate to the level of questioning something like that. Well that's enough for me.

Best of luck to everyone but this isn't a place for me.

You don't like getting caught in a lie so stupid that it indefensible don't use it in the first place. It would be impossible for your wife to have died from your Cadillac plan hitting an annual spending limit. If you insist that happened, you must be lying about it. Since it is inconceivable to Roo that you would lie about your wife dying, he jumped to the more palatable conclusion that you lied about being married.

Not just possible, its very common.

I know of two cases - one was breast cancer, the other was open heart surgery.

If not the cap, the insurance company can just drop you.

 

[Zoom-boing]

Holy shit! Every nutter here is suddenly the holder of a catastrphic plan that won't meet the ACA criteria! It is ******* amazing. It is as if some radio host talked about this on his show! Uncanny!

Look how amazed you are at the number of people who are responsible and purchased individual insurance for themselves. You are so shocked by the very idea that you just sit there mocking them. Not everyone is an irresponsible mooch you know.

Listen here, dummy.......I am specifically referring to the liars here who have conveniently decide to claim that they have a plan that will be phased out by the law. Everyone who has insurance through a job pays for it too, dummy. Do you think it is free?

If you are a person beyond the age of 30 or so.....and you are opting to buy a high deductible catastrophic health care plan......you are throwing money away. A tenty-something...maybe makes sense. But once you have assets to protect and likely a family.......a catastrophic plan is stupid. It does not help you to remain healthy in any way.

The fact is that this law is not designed to help people who already have and can afford a plan. It is meant to help those who don't have one due to being denied and those who cannot afford one. And since a catastrophic plan is a bullshit ripoff, they have been pretty much excluded from the law.

It is not about mooches, you arrogant ****. It is about working poor....who have had no access to affordable Heath care. It is way past due.

Prove they are liars.

I've never made the claim that anything is free, it's the left that continually does that.

Says who? You? Who the hell are you to decide that because a catastrophic plan isn't right for you it isn't right for someone else?

Of course it does. It's insurance against catastrophic illness.

The fact is that this law will soak people who were responsible and bought insurance that fit their needs. Pre-existing conditions should be covered, they should not get the same rates as those without pre-existing conditions. We are now picking up the tab for those people, our premiums will substantially increase. The fact is this law is taking away choice. "If you like your plan, your doctor -- you can keep them". Obama is a liar.

ACA is government taking away choice and forcing its will onto the people.

Oh look at the tolerant leftist calling people dummy, liar, and arrogant ***** just because they have a different pov. Bugger off.

 

[Luddly Neddite]

LoneLaugher

It is not about mooches, you arrogant ****. It is about working poor....who have had no access to affordable Heath care. It is way past due.

Why do rw's think that paying for one's own insurance is "mooching".

They also believe that getting free care at the emergency room is not socialism.

 

[Zoom-boing]

LoneLaugher

It is not about mooches, you arrogant ****. It is about working poor....who have had no access to affordable Heath care. It is way past due.

Why do rw's think that paying for one's own insurance is "mooching".

They also believe that getting free care at the emergency room is not socialism.

They don't. Try reading what is written instead of what you think is written.

It. Isn't. Free. Gaaa, you leftists are thick.

 

[LoneLaugher]

Look how amazed you are at the number of people who are responsible and purchased individual insurance for themselves. You are so shocked by the very idea that you just sit there mocking them. Not everyone is an irresponsible mooch you know.

Listen here, dummy.......I am specifically referring to the liars here who have conveniently decide to claim that they have a plan that will be phased out by the law. Everyone who has insurance through a job pays for it too, dummy. Do you think it is free?

If you are a person beyond the age of 30 or so.....and you are opting to buy a high deductible catastrophic health care plan......you are throwing money away. A tenty-something...maybe makes sense. But once you have assets to protect and likely a family.......a catastrophic plan is stupid. It does not help you to remain healthy in any way.

The fact is that this law is not designed to help people who already have and can afford a plan. It is meant to help those who don't have one due to being denied and those who cannot afford one. And since a catastrophic plan is a bullshit ripoff, they have been pretty much excluded from the law.

It is not about mooches, you arrogant ****. It is about working poor....who have had no access to affordable Heath care. It is way past due.

Listen here, dummy.......I am specifically referring to the liars here who have conveniently decide to claim that they have a plan that will be phased out by the law.

ALL non compliant plans end...it really isn't hard thing to grasp....

Yes.....and?!!!!

My point is that I find it odd that ALL OF A SUDDEN so many of our resident nutters have plans that are non-compliant. Get it? They are not being honest. They heard that these shitty plans will be dropped and they wanted to come here and lie so they could claim that
Obamacare is taking their health insurance away.

******* liars gotta lie.

 

[daveman]

Yes.....and?!!!!

My point is that I find it odd that ALL OF A SUDDEN so many of our resident nutters have plans that are non-compliant. Get it? They are not being honest. They heard that these shitty plans will be dropped and they wanted to come here and lie so they could claim that
Obamacare is taking their health insurance away.

******* liars gotta lie.

And your proof is...?

 

[LoneLaugher]

Yes.....and?!!!!

My point is that I find it odd that ALL OF A SUDDEN so many of our resident nutters have plans that are non-compliant. Get it? They are not being honest. They heard that these shitty plans will be dropped and they wanted to come here and lie so they could claim that
Obamacare is taking their health insurance away.

******* liars gotta lie.

And your proof is...?

The fact that none of them will provide the details of their plans.....the name of the product, especially. The timing......so many have come here in the past week and made the claim. Three weeks ago....before it was widely broadcast that these shit plans were going away.....everyone had great comprehensive plans for great prices.

You ought to know by now, Dave.....that I have a pretty good bullshit detector. Wrong sometimes.....but not often.

 

[Antares]

Listen here, dummy.......I am specifically referring to the liars here who have conveniently decide to claim that they have a plan that will be phased out by the law. Everyone who has insurance through a job pays for it too, dummy. Do you think it is free?

If you are a person beyond the age of 30 or so.....and you are opting to buy a high deductible catastrophic health care plan......you are throwing money away. A tenty-something...maybe makes sense. But once you have assets to protect and likely a family.......a catastrophic plan is stupid. It does not help you to remain healthy in any way.

The fact is that this law is not designed to help people who already have and can afford a plan. It is meant to help those who don't have one due to being denied and those who cannot afford one. And since a catastrophic plan is a bullshit ripoff, they have been pretty much excluded from the law.

It is not about mooches, you arrogant ****. It is about working poor....who have had no access to affordable Heath care. It is way past due.

Listen here, dummy.......I am specifically referring to the liars here who have conveniently decide to claim that they have a plan that will be phased out by the law.

ALL non compliant plans end...it really isn't hard thing to grasp....

Yes.....and?!!!!

My point is that I find it odd that ALL OF A SUDDEN so many of our resident nutters have plans that are non-compliant. Get it? They are not being honest. They heard that these shitty plans will be dropped and they wanted to come here and lie so they could claim that
Obamacare is taking their health insurance away.

******* liars gotta lie.

LOL....ummm...it IS taking their plan away...again that is just obvious.

They are being FORCED to buy a compliant plan, Prez Cracka lied...just admit it.

 

[Annie]

...bronze plans are high-deductible plans. Get it?

and you 'get' that folks just getting bye really are not going to be able to pay the costs? Thus 'reform' isn't? Get it?

 

[LoneLaugher]

Listen here, dummy.......I am specifically referring to the liars here who have conveniently decide to claim that they have a plan that will be phased out by the law.

ALL non compliant plans end...it really isn't hard thing to grasp....

Yes.....and?!!!!

My point is that I find it odd that ALL OF A SUDDEN so many of our resident nutters have plans that are non-compliant. Get it? They are not being honest. They heard that these shitty plans will be dropped and they wanted to come here and lie so they could claim that
Obamacare is taking their health insurance away.

******* liars gotta lie.

LOL....ummm...it IS taking their plan away...again that is just obvious.

They are being FORCED to buy a compliant plan, Prez Cracka lied...just admit it.

You might be a bit crazy. You seem to skip over the important part of posts. It is tiresome.

 

[Antares]

Yes.....and?!!!!

My point is that I find it odd that ALL OF A SUDDEN so many of our resident nutters have plans that are non-compliant. Get it? They are not being honest. They heard that these shitty plans will be dropped and they wanted to come here and lie so they could claim that
Obamacare is taking their health insurance away.

******* liars gotta lie.

LOL....ummm...it IS taking their plan away...again that is just obvious.

They are being FORCED to buy a compliant plan, Prez Cracka lied...just admit it.

You might be a bit crazy. You seem to skip over the important part of posts. It is tiresome.

LOL, youthink you calling someone a liar is the "important" part of a post...sorry, it isn't.

The "fact" is that American's are being FORCED to buy something because of Bammy's Law...the same Law that strips them of the plan they currently have and like....despite CrackaAss telling them that this NOT happen....which IS the topic THEY are talking about...

Apparently your over inflated ego makes you think you can dictate the direction of someone else's posts....um, no.