And sorry, I'm still waiting to talk to those people.
Fact is, the individual policy market has ALWAYS been a mess, long before ObamaCare got there. It's where you heard most of the horror stories about people not getting treatment for cancer because they had acne as a teen or some such shit.
I also don't get the GOP complaint. they got exactly what they've been asking for for 30 years, a "Free Market" solution that includes private insurance.
You are a lying scumbag.
I was in the Insurance business for 25 years and I NEVER heard of such bullshit.
You're a lying scumbag.
But you're a dimocrap so that's understood.
There was some underhanded SHIT going on but you're not even close to what it was.
I'll tell you what and how they did it if you ask nice.
Or maybe I won't. I don't like irrational, lying dirtbags.... Meaning you.
Ohhhh, I'm sorry.
You are part of the evil insurance industry and you can't cheat your customers anymore.
I get it.
I'm sorry. I feel your pain. Really.


Frankly, the problem with private insurance is that it would never work if you guys were kept honest, but this is the transitional step to Single Payer, which is what we should have done 40 years ago.
Go ahead and deflect liar.
You just pull lies out of your ass like they're worms, don't you?
Demonizing Private Health Insurance Policies is just the latest in the 'official' White House talking points meme.
And they're lies.
There used to be problems with Private Health Policies.... A long time ago.
Prudential was one of the worst offenders.
In Florida, most Health Insurance Policies are "Guaranteed Renewable" which should NOT be confused with 'non-cancelable' (another subject)
The Company guaranteed that the policy would be renewed regardless of Claims Experience and that any price increases would be on a 'class' basis. IOW, everybody with that Plan would experience a price increase, not just any one individual.
With me so far, stupid?
So what Pru did after they introduced their disastrous CHIP (Comprehensive Health Insurance Policy) program and it started losing hundreds of millions, was they offered a new plan called (I forgot so let's call it SHITS) that was significantly cheaper and they started selling it to everybody they could --
Especially current participants in their CHIP policies.
So, Healthy people went over to the new SHITS Program while the unhealthy people had to stay in the CHIP program and watch their rates go through the roof. They priced them out.
Pru got in a lot of trouble over that and it doesn't happen anymore.
As to not paying for treatments? Another bald-faced lie.
Here's a newsflash for you because you're so incredibly stupid....
ALL Insurance Companies in a State are required to keep "Reserves" in the State Treasury. In the MILLIONS. It's why the Insurance Commissioner is almost always also the State Treasurer.
If an Insurance Company and an Insured get into a pissing contest about what should or shouldn't be paid on a claim, all the Insured has to do is go to the Insurance Commissioner.
There is no trial. There is no hearing. There is no appeal. No lawyers.
If the Commissioner decides in favor of the Insured (which they usually do because it's an elected position).....?
He just takes the money out of the Company's Reserves that are in the State Treasury and pays the claim.
No questions asked. No "By Your Leave" No "Mother May I"
He just takes the money to pay the claim. The Insurance Company don't like it? Tough shit. Suck on it or leave the State. Don't care but you ain't getting your money back and if you get real shitty about it, we may decide to keep ALL your money in reserve and fine you a few million.
Your knowledge of the real world is juvenile, stupid and childish.
It's no wonder you have to lie all the time because you have no clue how the real world operates.