Medicare Advantage Is A Massive Scam: The Program Rips Off The Tax Payers And It's Own Enrollees

[debbiedowner]

Nope, sorry. Everything I typed is true. I do health insurance all day 5 days a week.

How does Medicare Advantage work?​

When you enroll in Medicare Advantage, Medicare pays the insurance company a portion of your Part A and Part B premiums. In return, the insurance company assumes responsibility for all your health care costs. Medicare Advantage essentially replaces Original Medicare.

Since insurance companies compete for Medicare Advantage members, they are incentivized to offer additional benefits to attract new enrollees. To pay for these extra benefits, these companies take steps to control health care costs. An approved provider network is one of the most common ways insurers lower health costs.

https://www.marketwatch.com/picks/guides/insurance/original-medicare-vs-medicare-advantage-how-to-choose/[/U

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[debbiedowner]

If you’ve ever watched cable news, where the average viewer is in their late sixties, you’ve probably seen an advertisement for a Medicare Advantage plan. They usually star some washed-up celebrity whose career peaked right around when today’s retirees were young adults (think Jimmy Walker or Joe Namath). And they always make a lot of big promises about how great Medicare Advantage coverage is.

There’s just one problem: The sales pitch is an abject lie. Medicare Advantage is much worse than traditional Medicare for people on the program and costs a great deal more to boot. But unless the Biden administration changes course, private companies will soon devour the rest of the program.

Medicare Advantage plans are typically a combination of “Medigap” plans, which cover services not included in the government plan like vision and dental, plus a privatized version of traditional Medicare. About 28 million American seniors are now on Advantage plans, or about 40 percent of the whole program. As Barbara Caress explains in the Prospect, it was set up back in the late 1990s as a way for those wonderful private insurance companies we all know and love to work their free-market magic on one corner of the system America carved out as publicly run. Once we got business involved, surely the quality of coverage would improve and costs would go down, right?.

Medicare Advantage Is a Massive Scam

The program rips off both the taxpayer and its own enrollees.

prospect.org

How is an MA plan a combination of a supplement?

Each person has to decide for themselves what's best for them. If explained probably.

 

[JustAGuy1]

^Do not believe this lying POS.

What Medicare covers

Providers, services, supplies, and prescription drugs Medicare covers. Medical care and prescription drugs in disaster and emergency areas.

www.medicare.gov

I'm curious, why did you jump into attack mode?

 

[Grumblenuts]

No, you copied and pasted what you wanted to from his reply. If you're on a Medicare Advantage plan and you go to doctor, hospital, etc Medicare does not pay, the MA pays.

You're correct about that. However, I copied & pasted nothing. I replied to what I highlighted and was also correct. See?

If I were interested in replying to the whole thing, that's what I would have done. But I don't have any interest in helping these jerks paint smiley faces on this highway robbery that their private corporations have been employing to slowly destroy Medicare from the inside out.

They haven't seen what I've seen.. yet..

 

[JustAGuy1]

You're correct about that. However, I copied & pasted nothing. I replied to what I highlighted and was also correct. See?

If I were interested in relying to the whole thing, that's what I would have done. But I don't have any interest in helping these jerks paint smiley faces on this highway robbery that their private corporations have been employing to slowly destroy Medicare from the inside out.

I was correct in what I said pop.

 

[Grumblenuts]

I'm curious, why did you jump into attack mode?

Suddenly? Have you bothered to read the title of this topic perchance?

 

[JustAGuy1]

Suddenly? Have you bothered to read the title of this topic perchance?

What is wrong with you? I explained how MAPD's work, nothing more. They were created to meet a price point, many elderly cannot afford a Supplement. Each year I throw a pillow at Joe Namath but it doesn't change the fact that these plans are all some folks can afford.

If you don't like them now you would have blown a gasket at what they were in the early 2000's.

 

[Grumblenuts]

What is wrong with you? I explained how MAPD's work, nothing more. They were created to meet a price point, many elderly cannot afford a Supplement. Each year I throw a pillow at Joe Namath but it doesn't change the fact that these plans are all some folks can afford.

If you don't like them now you would have blown a gasket at what they were in the early 2000's.

Want peace? Then kindly quit assuming you know more about this shit than I and others here do. Capiche? I know your livelihood depends or has depended upon promoting this crap at some point. That's not my fault. Suck it up.

 

[JustAGuy1]

Want peace? Then kindly quit assuming you know more about this shit than I and others here do. Capiche? I know your livelihood depends or has depended upon promoting this crap at some point. That's not my fault. Suck it up.

LOL, I own your ass old man, you don't have a clue as to what you are talking about. Keep going, I'll keep burying you.

 

[JustAGuy1]

Want peace? Then kindly quit assuming you know more about this shit than I and others here do. Capiche? I know your livelihood depends or has depended upon promoting this crap at some point. That's not my fault. Suck it up.

Pop with the excepton of maybe Debbie I do know more than anyone here about it. Especially you

 

[debbiedowner]

Pop with the excepton of maybe Debbie I do know more than anyone here about it. Especially you

Thank you!

You know in my area there are many just living of SS and cannot afford a supplement, then in another I work full of wealthy and could very well afford a supplement but choose MAPD because the like to save money and can afford the moop if need be.

 

[Grumblenuts]

The history reveals how none of these Big private interest group attempts to incrementally get nowhere fast regarding either single payer or actual Medicare for All come as any surprise.

While the rest of the industrialized world has moved forward, we remain stuck trembling in fear from idiotic suggestions of dangerous levels of socialism to come and "inefficient" government bureaucracy.

I mean this stream of stories we hear about elderly folk getting the wrong SS checks if they get any at all has been really disturbing, no? Why would any sane person expect them to handle Medicare payments any better? Wait? Whaa?

 

[Mac1958]

Nope, sorry. Everything I typed is true. I do health insurance all day 5 days a week.

How does Medicare Advantage work?​

When you enroll in Medicare Advantage, Medicare pays the insurance company a portion of your Part A and Part B premiums. In return, the insurance company assumes responsibility for all your health care costs. Medicare Advantage essentially replaces Original Medicare.

Since insurance companies compete for Medicare Advantage members, they are incentivized to offer additional benefits to attract new enrollees. To pay for these extra benefits, these companies take steps to control health care costs. An approved provider network is one of the most common ways insurers lower health costs.

Insurance

Helping you make informed decisions on the best insurance providers to make sure you’re getting the best deal for your needs

www.marketwatch.com

I'd guess that 98% of Americans don't know how the full system works.

 

[odanny]

I'd guess that 98% of Americans don't know how the full system works.

Are there any honest, unbiased references out there that break down how the system actually works?

 

[Mac1958]

Are there any honest, unbiased references out there that break down how the system actually works?

Yeah:

Get started with Medicare

Some people get Medicare automatically, others have to actively sign up— it depends if you start getting Social Security benefits before you turn 65.

www.medicare.gov

And really, if you look around a bit on YouTube, there are some good sources there. CMS is VERY strict on how these plans can be presented to the public, so most of the YouTube videos are pretty benign and fair.

 

[Grumblenuts]

Are there any honest, unbiased references out there that break down how the system actually works?

↓↓↓

The history

 

[JustAGuy1]

I'd guess that 98% of Americans don't know how the full system works.

To an insured it's Greek

 

[debbiedowner]

I had a insurance man trying to hawk that shit on me last week at the pawn shop.

I told him that I don't mind his company but I did not want to hear about that shit from him anymore.

That said I know a guy he hooked into it and he loves it to death but even if he is one of the lucky ones it's still a scam to fleece the US taxpayer. The insurance companies are making bank on it.

If that insurance came in for that sole purpose and you did not ask about MA and if you got his card or you know who he is then by all means google the number for the fraud division of CMS. That is against the law unless you asked him about it first. Get his ass thrown out of the business. These GD agents that cannot follow the rules set down by CMS need to go, that is why you have so many scam the pubic, they just won't report. CMS does not give out your name if you file a complaint.

 

[debbiedowner]

To an insured it's Greek

But, some of these people like being on the receiving end of Greek.

Oh, this thread about their perverted ways.

 

[debbiedowner]

You're correct about that. However, I copied & pasted nothing. I replied to what I highlighted and was also correct. See?

If I were interested in replying to the whole thing, that's what I would have done. But I don't have any interest in helping these jerks paint smiley faces on this highway robbery that their private corporations have been employing to slowly destroy Medicare from the inside out.

They haven't seen what I've seen.. yet..

No, you copied and pasted what you wanted other's to see and left some pertinent info out to change the meaning of the post.