Ya, I think someone on stage last night at the debate mentioned that lawsuits have to be reined in. This was a sad thing to have happened. But, how does anyone know at this point that the system wasn't properly maintained? This sort of stuff is very sad and the loss of life cannot be restored. But, the amount of the lawsuit will be partially covered by insurance. But, taxpayers will ultimately pay the price. Individuals should have had insurance for the homes and cars. They should have life insurance as well. The later is the most disturbing because people never think they will die leaving their families without their incomes. Too many rely on group insurance that may not pay off. Fine print often times restricts when there can be a payoff. Individual term policies are the only way to be able to cost effectively pay the premiums and cover at least 10 times the annual premium.
