Only to a moron.
All insurance is predicated on the Pareto principle. You were given a chance to learn upthread, but you'd rather just keep parroting the talking points.
Do you have car insurance? Do you understand how that works? Apparently not...
I have car insurance and I understand how it works.
Everyone that has car insurance pays an amount based on need, and their record.
but, everyone pays equally based on the companies prices.
if someone does not have money for car insurance, they don't get It for free, they just go without. If someone has a bad record, they pay more .
Now equate health insurance to car insurance.