why can't people pay for their own health care WITHOUT passing it on to others
and WITHOUT being forced to buy insurance or pay fines through ACA?
Simple. It's too damned expensive.
That still doesn't make insurance mandates the only solution to avoid being penalized.
Other ways health care could be paid for
* investing in real estate has allowed regular working people to retire in 5 years,
where they can pay for their own expenses, not just the insurance if they want,
but all the other costs not covered by insurance. such investments have been shown to generate greater returns faster than 401K or stocks, so why not "mandate" training
and microlending to assist all citizens in being independently wealthy and off welfare?
* spiritual healing is free and reduces the cost of disease and crime that also
costs taxpayers billions per year. if we are going to pay for everyone's health care, why not reduce the cost as much as possible by "mandating" healing for everyone?
* requiring restitution and/or issuing credits back to taxpayers for money we spend on either individual criminals or corporate fraud and govt corruption/abuses, including violations of immigration, labor and trafficking laws that otherwise waste billions
* instead of penalties, giving tax breaks to citizens or companies that invest in building or expanding health care facilities, or medical school and teaching hospital programs that not only train the nurses doctors and service providers but cover costs of education by internships and residencies working in public health
* converting failed prison systems into treatment centers for physical mental and criminal illness, again to cut costs we are already spendign and reinvesting in more sustainable cost effective systems of health care services and education/training
* two other friends came up with ideas for setting up accounts and getting credits off purchases to pay for costs of health care and insurance
these are just some examples
the point is why not let everyone choose the methods they want to use to cover and reduce costs. even insurance would be cheaper if we cut down on all the unnecessary health risks from addictions and abuses that could be cured by spiritual healing, does that mean we should mandate that?
it seems ridiculous that other choices are not allowed, when some of these would work more cost-effectively and would allow free choice to avoid contested mandates.
People could still buy insurance as part of their financial plans, but keep it as a free market choice so it doesn't cause legal problems.
by solving the problems of why the costs are greater than people can afford, if more people can cover their expenses, of course more people will buy insurance anyway as part of their planning, so it doesn't have to be forced by law.