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Quote: Originally Posted by WillowTree
Quote: Originally Posted by Charles_Main
I have said all along, as much as I don't like Single Payer, it would be a Huge Improvement on the Joke Obama and the Dems Sold us.
Single payer won't work, we have more takers than we have givers, it's doomed from the start.
Hawaii tried that a few years back and had to suspend it because everybody was dropping their coverage to get the free stuff.
single payer will kill the health insurance industry, thus destroying a LOT of jobs. My wifes job included.
But without the mandate, its the only other option to get everyone covered.
In the late 1800's and early 1900's lumber companies in the midwest and pacific northwest did not handle medical care for their employees in a very high risk occupation. What happened was that the local hospitals, and yes there were some, sent salesmen out into the lumber camps to sell "Hospital Tickets". These tickets were used to cover ALL medical expenses that a lumberjack might need if they got sick or injured. They cost about 5 dollars and what often happened if a man could not get a Hospital Ticket, the men chipped in voluntarily to help out those who could not afford it.
This is a great example of both early insurance, AND a methodology that could and should be used to get the costs of health care lower. If hospital chains were not barred from selling "Memberships" or "Insurance" to their hospitals, they would be able to offer services much cheaper and at different plans and coverages.
This idea was retried again in NY state by a GP doctor offering general coverage and preventive medicine for 30 bucks a month IIRC (no I couldn't find the article again, I just remember it because it was neat to see). So what happened? The state Attorney General, backed by the insurance companies shut him down on this practice because he was not a licensed insurance company. Classic example of protectionism in action.
Mind you, this methodology would not work for beyond basic medical needs that a GP could handle. It wouldn't work well for specialists I don't think unless they were in a hospital setting. That said, the increased competitions by Hospital firms entering the 'Insurance' market would be a great benefit to consumers everywhere.