How to Regulate Colleges?

[Fenton Lum]

A huge place to give feedback.

Many colleges have also turned into crony institutions and party spots.

Why do we support a college professor in Colorado just to spread Islam?

How did Pfizer get so big? I read a few years back it was own in large part by the fund for college professors? (Duke University maybe??)

It seemed to me like many of these colleges get a whole lot of federal grants to do research which in turn merely benefits a few. And why are we spending a billion and a half in federal grants to subsidize foreign education and all when we have bright students right here that could do better with a helping hand?

The bankers make out pretty good when the federal government backs the student loans for students that will never really learn enough to actually use those bits of what they call wisdom and intelligence in the real world. What a racket. I would think that the banker should be on the hook for making loans for young people to go study stuff that will never actually be used by them in the real world.

What happen to businesses training their own people for the skills that they need in their businesses? Trade Unions did it for years and businesses with specialty needs did too.

You touch upon a really critical area. Too often the Universities are little more than grant whores. Can we really consider UC Davis "non-profit" when it solicits billions of dollars in grants? This coupled with the sports rackets undercuts any sense of legitimacy these schools have.

Student loans are as you say, quite the racket. More importantly they are the catalyst for obscene tuition rates. The fees charged to students are dissociated from the student through the loan process. The basic equation of return on capital employed is obscured to the student. The idea that an "ethic studies" or other underwater basket weaving degree will do nothing for them is lost in the din of easy financing. Too often the student doesn't grasp that an education is an investment, which must pay dividends to be worthwhile.

Well gee, maybe that's what happens when a society sets up conditions to induce debt peonage amonst the masses.

 

[Slashsnake]

[
The professor terminate the relationship? The professor should be fired for even thinking about being disrespectful towards a student.

Are you kidding? I have seen professors openly mock students who hold religious or political views that are unpopular. Some assault students who fail to goose step to party views.

[VIDEO] Cal Fullerton Professor Punches Pro-Trump Student in the Face During Trump Hatefest » Liberty Alliance

Obviously that's my gripe... Colleges and professors are on a high horse and they're out of control.

 

[Fenton Lum]

God forbid you call the professor out for being an asshole without being kicked out of school

If one truly thinks that of one's professor, why would one want to remain at the school? If one's opinion of one's instructors/professor(s) is so low, one should be indifferent about being there to take their class(s). Moreover, one is, in college, an adult, which means one is there by choice. If one is dissatisfied, one should leave.

Because the professor works for the student, not the other way around.

If a student has debt and is 3/4 of the way through to their bachelor's degree and already has $70,000 in debt, the student has every right to call the professor an asshole if they want.

Well, you just keep thinking that....In the real world, consumers don't buy discretionary goods/services with which they have become dissatisfied. If one is dissatisfied, say, with one's attorney, doctor or accounts, one may call him or her an asshole, but in doing so, if one doesn't terminate the relationship, the professional quite likely will.

The professor terminate the relationship? The professor should be fired for even thinking about being disrespectful towards a student.

The professor is providing a service -- education -- to the student. By leaving the institution, or at least withdrawing from the class, the student is for all intents and purposes, firing the professor. No institution is going to fire a professor over his/her having a contretemps with a student. They wouldn't be able to keep them on staff if that were to happen.

The professor works for the student and should be fired if they act inappropriately. They are employed by the college who is funded by taxpayers and ultimately the student... They aren't self-employed and aren't providing a service, they're working a job.

The employee as a slave model.

 

[Dont Taz Me Bro]

I'm far from a socialist, but colleges have gotten out of control with costs and treatment of students.

They charge these high rates and then turn around and treat you like a child... God forbid you call the professor out for being an asshole without being kicked out of school for Christ's sake, even though you'll be the one spending your hard earned money paying back what will be their salary after you graduate.

Anyways, it seems like colleges are "non-profit," but charge rates and fees so high that it seems like they're actually making a profit. On top of that, I'm not a fan (at all) of organizations/businesses that think it's "all about them," instead of being fair with the person who is paying for these services. In fact, I completely despise them, and the college sector is one of these businesses.

So, in order to get these colleges off their high horses... I propose the following:

I - Illegal to charge college students out of pocket costs for any fees, tuition, and books for the duration of their time at the college/university. The federal and state governments will pay the college a set dollar amount based on enrollment numbers and average GPA. The higher the average GPA and enrollment, the more money the college will receive.

II - The federal and state government will then charge students a set dollar amount based on their income after they graduate, plus 2.5% interest (which both will be a hell of a lot lower than they're paying now). Students will have an option to re-finance at a bank or credit union, or be able to make monthly payments directly to a website that will allow payment to both at the same time. Another option is to allow students to forgive their college tax credits every year and apply them to their student loans with a 10% bonus in a special savings account they cannot withdrawal from, but still monitor. The account would earn dividends/interest like any other savings account.

III - A small percentage (let's say 5%) of the dollar amount paid back for tuition during the course of the year (minus interest), will be classified as tax credit on your gross yearly income. Example, those who pay $6,000 before interest that year will be able to take $300 more home when they file their federal taxes every February.

It's time for the people to choke these colleges who are on a high horse.

Did you people learn fucking nothing from Nixon and his price controls on gasoline?

You want to know why the cost of college is out of control? Because the government got involved.

 

[Fenton Lum]

[
The professor terminate the relationship? The professor should be fired for even thinking about being disrespectful towards a student.

Are you kidding? I have seen professors openly mock students who hold religious or political views that are unpopular. Some assault students who fail to goose step to party views.

[VIDEO] Cal Fullerton Professor Punches Pro-Trump Student in the Face During Trump Hatefest » Liberty Alliance

Obviously that's my gripe... Colleges and professors are on a high horse and they're out of control.

And the lenders? Of non-bankruptciable loans?

 

[Fenton Lum]

I'm far from a socialist, but colleges have gotten out of control with costs and treatment of students.

They charge these high rates and then turn around and treat you like a child... God forbid you call the professor out for being an asshole without being kicked out of school for Christ's sake, even though you'll be the one spending your hard earned money paying back what will be their salary after you graduate.

Anyways, it seems like colleges are "non-profit," but charge rates and fees so high that it seems like they're actually making a profit. On top of that, I'm not a fan (at all) of organizations/businesses that think it's "all about them," instead of being fair with the person who is paying for these services. In fact, I completely despise them, and the college sector is one of these businesses.

So, in order to get these colleges off their high horses... I propose the following:

I - Illegal to charge college students out of pocket costs for any fees, tuition, and books for the duration of their time at the college/university. The federal and state governments will pay the college a set dollar amount based on enrollment numbers and average GPA. The higher the average GPA and enrollment, the more money the college will receive.

II - The federal and state government will then charge students a set dollar amount based on their income after they graduate, plus 2.5% interest (which both will be a hell of a lot lower than they're paying now). Students will have an option to re-finance at a bank or credit union, or be able to make monthly payments directly to a website that will allow payment to both at the same time. Another option is to allow students to forgive their college tax credits every year and apply them to their student loans with a 10% bonus in a special savings account they cannot withdrawal from, but still monitor. The account would earn dividends/interest like any other savings account.

III - A small percentage (let's say 5%) of the dollar amount paid back for tuition during the course of the year (minus interest), will be classified as tax credit on your gross yearly income. Example, those who pay $6,000 before interest that year will be able to take $300 more home when they file their federal taxes every February.

It's time for the people to choke these colleges who are on a high horse.

Did you people learn fucking nothing from Nixon and his price controls on gasoline?

You want to know why the cost of college is out of control? Because the government got involved.

Pfffffffffffffffffffffft, yeah, the market solves all.

 

[Uncensored2008]

[

The professor works for the student and should be fired if they act inappropriately. They are employed by the college who is funded by taxpayers and ultimately the student... They aren't self-employed and aren't providing a service, they're working a job.

Except that most Universities are NOT funded by the taxpayer, unless we use the default on loans as a metric.

 

[RodISHI]

A huge place to give feedback.

Many colleges have also turned into crony institutions and party spots.

Why do we support a college professor in Colorado just to spread Islam?

How did Pfizer get so big? I read a few years back it was own in large part by the fund for college professors? (Duke University maybe??)

It seemed to me like many of these colleges get a whole lot of federal grants to do research which in turn merely benefits a few. And why are we spending a billion and a half in federal grants to subsidize foreign education and all when we have bright students right here that could do better with a helping hand?

The bankers make out pretty good when the federal government backs the student loans for students that will never really learn enough to actually use those bits of what they call wisdom and intelligence in the real world. What a racket. I would think that the banker should be on the hook for making loans for young people to go study stuff that will never actually be used by them in the real world.

What happen to businesses training their own people for the skills that they need in their businesses? Trade Unions did it for years and businesses with specialty needs did too.

You touch upon a really critical area. Too often the Universities are little more than grant whores. Can we really consider UC Davis "non-profit" when it solicits billions of dollars in grants? This coupled with the sports rackets undercuts any sense of legitimacy these schools have.

Student loans are as you say, quite the racket. More importantly they are the catalyst for obscene tuition rates. The fees charged to students are dissociated from the student through the loan process. The basic equation of return on capital employed is obscured to the student. The idea that an "ethic studies" or other underwater basket weaving degree will do nothing for them is lost in the din of easy financing. Too often the student doesn't grasp that an education is an investment, which must pay dividends to be worthwhile.

My most favorite doctor got his degree through a program that sent him into a needed poverty area. I support things like that but all this other stuff is merely fluff.

 

[Slashsnake]

[

The professor works for the student and should be fired if they act inappropriately. They are employed by the college who is funded by taxpayers and ultimately the student... They aren't self-employed and aren't providing a service, they're working a job.

Except that most Universities are NOT funded by the taxpayer, unless we use the default on loans as a metric.

I guess they're funded by magic.

 

[Uncensored2008]

[

Did you people learn fucking nothing from Nixon and his price controls on gasoline?

You want to know why the cost of college is out of control? Because the government got involved.

Yes, we know this.

We also provide inappropriate levels of education to those who have no need of them, and no ability to apply higher learning.

However, the first politician who suggests cutting the GSL will commit political suicide.

 

[Uncensored2008]

[


Pfffffffffffffffffffffft, yeah, the market solves all.

It generally does.

 

[Uncensored2008]

[

I guess they're funded by magic.

They are funded by tuition from the student.

The GSL means that the taxpayers pick up the tab should the student default on their loans, but that is as far as taxpayer funding goes in the vast majority of institutions.

 

[yiostheoy]

I'm far from a socialist, but colleges have gotten out of control with costs and treatment of students.

They charge these high rates and then turn around and treat you like a child... God forbid you call the professor out for being an asshole without being kicked out of school for Christ's sake, even though you'll be the one spending your hard earned money paying back what will be their salary after you graduate.

Anyways, it seems like colleges are "non-profit," but charge rates and fees so high that it seems like they're actually making a profit. On top of that, I'm not a fan (at all) of organizations/businesses that think it's "all about them," instead of being fair with the person who is paying for these services. In fact, I completely despise them, and the college sector is one of these businesses.

So, in order to get these colleges off their high horses... I propose the following:

I - Illegal to charge college students out of pocket costs for any fees, tuition, and books for the duration of their time at the college/university. The federal and state governments will pay the college a set dollar amount based on enrollment numbers and average GPA. The higher the average GPA and enrollment, the more money the college will receive.

II - The federal and state government will then charge students a set dollar amount based on their income after they graduate, plus 2.5% interest (which both will be a hell of a lot lower than they're paying now). Students will have an option to re-finance at a bank or credit union, or be able to make monthly payments directly to a website that will allow payment to both at the same time. Another option is to allow students to forgive their college tax credits every year and apply them to their student loans with a 10% bonus in a special savings account they cannot withdrawal from, but still monitor. The account would earn dividends/interest like any other savings account.

III - A small percentage (let's say 5%) of the dollar amount paid back for tuition during the course of the year (minus interest), will be classified as tax credit on your gross yearly income. Example, those who pay $6,000 before interest that year will be able to take $300 more home when they file their federal taxes every February.

It's time for the people to choke these colleges who are on a high horse.

Did you people learn fucking nothing from Nixon and his price controls on gasoline?

You want to know why the cost of college is out of control? Because the government got involved.

The main argument against skyrocketing college prices is that they have got students by their short-and-curlies. And with no bankruptcy relief the kids are on the hook for their whole lives for the massive debt.

 

[Uncensored2008]

[

My most favorite doctor got his degree through a program that sent him into a needed poverty area. I support things like that but all this other stuff is merely fluff.

Residency is a great place to give back to the community.

 

[Unkotare]

Uh, no.

How about some actual feedback.

A huge place to give feedback.

Many colleges have also turned into crony institutions and party spots.

Why do we support a college professor in Colorado just to spread Islam?

How did Pfizer get so big? I read a few years back it was own in large part by the fund for college professors? (Duke University maybe??)

It seemed to me like many of these colleges get a whole lot of federal grants to do research which in turn merely benefits a few. And why are we spending a billion and a half in federal grants to subsidize foreign education and all when we have bright students right here that could do better with a helping hand?

The bankers make out pretty good when the federal government backs the student loans for students that will never really learn enough to actually use those bits of what they call wisdom and intelligence in the real world. What a racket. I would think that the banker should be on the hook for making loans for young people to go study stuff that will never actually be used by them in the real world.

What happen to businesses training their own people for the skills that they need in their businesses? Trade Unions did it for years and businesses with specialty needs did too.

"Subsidize foreign education"?

 

[RodISHI]

Uh, no.

How about some actual feedback.

A huge place to give feedback.

Many colleges have also turned into crony institutions and party spots.

Why do we support a college professor in Colorado just to spread Islam?

How did Pfizer get so big? I read a few years back it was own in large part by the fund for college professors? (Duke University maybe??)

It seemed to me like many of these colleges get a whole lot of federal grants to do research which in turn merely benefits a few. And why are we spending a billion and a half in federal grants to subsidize foreign education and all when we have bright students right here that could do better with a helping hand?

The bankers make out pretty good when the federal government backs the student loans for students that will never really learn enough to actually use those bits of what they call wisdom and intelligence in the real world. What a racket. I would think that the banker should be on the hook for making loans for young people to go study stuff that will never actually be used by them in the real world.

What happen to businesses training their own people for the skills that they need in their businesses? Trade Unions did it for years and businesses with specialty needs did too.

"Subsidize foreign education"?

Yup.

 

[Unkotare]

Uh, no.

How about some actual feedback.

A huge place to give feedback.

Many colleges have also turned into crony institutions and party spots.

Why do we support a college professor in Colorado just to spread Islam?

How did Pfizer get so big? I read a few years back it was own in large part by the fund for college professors? (Duke University maybe??)

It seemed to me like many of these colleges get a whole lot of federal grants to do research which in turn merely benefits a few. And why are we spending a billion and a half in federal grants to subsidize foreign education and all when we have bright students right here that could do better with a helping hand?

The bankers make out pretty good when the federal government backs the student loans for students that will never really learn enough to actually use those bits of what they call wisdom and intelligence in the real world. What a racket. I would think that the banker should be on the hook for making loans for young people to go study stuff that will never actually be used by them in the real world.

What happen to businesses training their own people for the skills that they need in their businesses? Trade Unions did it for years and businesses with specialty needs did too.

"Subsidize foreign education"?

Yup.

How?

 

[RodISHI]

Uh, no.

How about some actual feedback.

A huge place to give feedback.

Many colleges have also turned into crony institutions and party spots.

Why do we support a college professor in Colorado just to spread Islam?

How did Pfizer get so big? I read a few years back it was own in large part by the fund for college professors? (Duke University maybe??)

It seemed to me like many of these colleges get a whole lot of federal grants to do research which in turn merely benefits a few. And why are we spending a billion and a half in federal grants to subsidize foreign education and all when we have bright students right here that could do better with a helping hand?

The bankers make out pretty good when the federal government backs the student loans for students that will never really learn enough to actually use those bits of what they call wisdom and intelligence in the real world. What a racket. I would think that the banker should be on the hook for making loans for young people to go study stuff that will never actually be used by them in the real world.

What happen to businesses training their own people for the skills that they need in their businesses? Trade Unions did it for years and businesses with specialty needs did too.

"Subsidize foreign education"?

Yup.

How?

I am still tracking it but have some help with some retired ladies close by. They were Clinton/Obama supporters until I showed them part of what I have been looking into where some of this federal grant money is being sent. I will post it on my new blog when I get it all down.

 

[Slashsnake]

[

I guess they're funded by magic.

They are funded by tuition from the student.

The GSL means that the taxpayers pick up the tab should the student default on their loans, but that is as far as taxpayer funding goes in the vast majority of institutions.

The college gets paid somehow... They don't wait until the student starts paying back the loans to get their money. The taxpayer pays the college and then gets paid back by the student, and then if the student defaults, they're on the hook for the default.

 

[Uncensored2008]

[

The college gets paid somehow... They don't wait until the student starts paying back the loans to get their money. The taxpayer pays the college and then gets paid back by the student, and then if the student defaults, they're on the hook for the default.

That is utterly false.

When a student enters college, they work with a finance counselor who sets them up with lenders such as Discover or GE Capital, These lenders send payment to the school. The debt the student carries is to the lender. IF the student eventually defaults on the loan, the GSL trust fund reimburses most of the loan amount to the lending institution.