Most people have no idea how much money you really need to have anything close to the lifestyle you're accustomed to for, say, 25 years of retirement. I don't plan to completely retire until I'm very old because I'm in a career that I can do from my living room as long as my mind holds up and I can do it part time on my own schedule.
I'm in the same boat. I'm working from home, right now. I go to the office 2 days a week but I'm sure if I told my boss I don't want to anymore, he wouldn't make me. I'm going to work from FLorida this coming Feb and hopefully every February from here on out. Tonight I'm driving up to my brothers hunting property. I'll work from there tomorrow.
I fantasize that I tell my boss that I will continue to work for him for just my salary. No commissions required anymore. Just salary and healthcare. In exchange I'll continue to be his aftermarket department. TBH, I can do it part time. I just have to wake up and log on by 9am, do about an hour of work, and be available to place any orders that come in before 4pm. If I want to prospect I can but if I want to just place orders that come in, that's cool too.
He will probably suggest 100% commission and healthcare. I would accept that too. Let's say I sell $100K a month. 5% commission would be $60K a year. I would do that rather than retire and live off ss. At least from 62-65. At 65 I might call it quits because then I'd have medicare PLUS all the money I saved from 62-65 should be enough of a cushion that now I can maintain my lifestyle.
I am fortune for 2 reasons.
1. I don't have kids and I don't think my nephews will need me to leave them anything, although I'm sure I will. But I don't have to worry about anyone but myself.
2. My brother has a place in Florida, Greece and Up North MI. Up north is my favorite place in the world. I've told him this. Him being as successful as he is has allowed me to live like I'm a millionaire. Hunting property I couldn't afford. Florida place I don't have to pay for. And a place to stay free in Greece should I ever decide to go back. They keep asking when I'm going to go back to Greece and I tell them when one of my nephews/niece get married or the year I retire. Because you need 3 or 6 weeks to go to Greece. 2 weeks isn't enough. Plus I have a dog and don't want to leave him for that long.
It's nice having a rich family member. I try not to be a mooch. I pay for things whenever I can to show him that. And I'm his helper on all his projects. If they ask me to go get their kids at school, I do it. I don't ask for gas money. LOL. This year he sent me to go get seeds. We plant stuff the deer like to eat. It was $300 he said how much do I owe you I said don't worry I got it this year. He insisted I take $200. I know he appreciates me and I NEVER ask him for anything.