Not a realistic solution.
We don't need the filthy ass government telling us what we have to have in our insurance policies, how our doctors and insurance companies should conduct their business and we sure as hell don't need the oppressive government taking our money away and giving it to the welfare queens.
First of all, Obamacare does not tell insurance companies how to conduct their business. The "business" an insurance company does is administration. That's it. Insurance companies profit when they deny care and coverage. So you cannot guarantee universal coverage as Trump has done, and maintain profits for insurers. The two are in existential conflict. Secondly, the importance of having defined essential benefits is that it
levels the playing field for insurers to compete with one another for your premiums. Also, that's what insurance plans on the SHOP marketplace do because they're group plans that end up costing less per patient. And don't you want competition? Without the essential benefits, the playing field is tilted to bigger insurers who can get away with offering bare-bones plans next to "Cadillac" plans where smaller companies cannot. And that's not even getting to the entire function an insurance company serves in your health care; administration. I have yet to hear a compelling argument as to why the entity that reimburses your doctor has to be for-profit, and how it being for-profit does anything to improve or enhance the care you receive. All it does is restrict access to care. You don't get to pick your doctor. You must first pick an insurance plan and
then you pick your doctor. That seems backwards, doesn't it? What does the insurer have to do with your doctor providing care? Who are insurance companies to dictate what doctors you can and cannot see?
I don't know what you are bitching about. Before Obamacare everybody in the US got health care even if they couldn't afford it.
At the expense of everyone else by way of higher premiums and deductibles. Do you think medical costs for people without insurance just disappear if the patient cannot pay? What planet do you live on?
Not having insurance did not mean you couldn't get health care if you couldn't afford it. The only thing Obamacare really changed is that it use to be that the filthy ass welfare queens had to go to a county or state clinic or a free hospital or be on some stupid government welfare plan. The thing that is so despicable about Obamacare is that it established an entitlement for a welfare queen to get the same insurance that the paying customers get and the paying customers have to pay for it and that is the wrong thing to have.
Anyone who gets Obamacare subsidies is employed. The subsidies are
income based. If you are not employed, you get put into Medicaid. See, this is what I'm talking about when I say Conservatives
have no ******* idea. No clue at all. You don't even understand the law you oppose so much. That's because you've been lied to for 7 years by Conservatives who have convinced you Obamacare is this awful, terrible thing that had to be repealed immediately...only now, when faced with the responsibilities of governance, do Conservatives suddenly say it's "OK if it's not repealed". So which is it? Is it this thing that has to be replaced immediately or not????
y the way, Moon Bat if your measurement of success is how many people have insurance then by that metric Obamacare is a failure because there are 24 million people in the US now without health insurance.
That number would be lower had Conservative death panels in red states expanded Medicaid. Conservatives are the ones who have made sure there are that many uninsured people. So that's on you guys. We can get universal coverage if we had single payer or, at minimum a Public Option with automatic enrollment. But you oppose those things and offer no solutions of your own to get that number down further. Anything you propose raises it. That's because Conservatives don't even ******* know a thing about the system they are so desperate to reform. That's why there wasn't a plan ready to go on day one, and that's why the plans they did end up proposing are awful.
The filthy ass government maintains control over health care by dictating the requirements of a policy
Well, the government also sets standards for automobiles, planes, and motorcycles...so does that mean government has control over transportation. All Obamacare does is set a level playing field where insurers can compete for customers. If insurers choose not to participate in the exchanges, then that just proves the point that you cannot guarantee universal coverage
and maintain corporate profits. No system will allow that to happen no matter what. So you all have to be honest with yourselves and ask; what is it that you actually want? Nothing you said in your post gives any indication. In fact, you're taking the laziest approach possible and saying not to replace Obamacare with anything. So what do you think will happen if that's the case? What does the industry look like without Obamacare, realistically?
influencing rates by stiffing interstate competition, imposing taxes, establishing onerous record keeping requirements and by giving away free insurance policy the welfare queens, who are mostly idiotic Democrat voters. .
The reason why insurance isn't sold across state lines (it is allowed in some states, like GA) is because each state regulates health insurance differently. That's thanks to your beloved 10th Amendment. The taxes imposed, as we've learned from the CBO, are on the wealthy and in the 7 years Obamacare has been around, the wealthy people got wealthier. The record keeping thing...ummm....you don't think medical records should be digitized? Do you even understand the resources required to handle all-paper medical processes? Completely stupid. The true welfare queens are the employers who don't provide their workers with coverage, or who pay their workers so little they qualify for Obamacare subsidies. So Obamacare is welfare alright...but not for people. For corporations.
This stupid Obamacare bill has been a disaster for this country. It ran up the cost of premiums, co payments and deductibles and greatly limited the choices the American people. It even taxes the American people that chose to have a really good health care policy. Obama lied to all of us when he said that if you like your docotr you can keep your doctor because it limited the access to free market health care. He also lies to us about saving every family $2500 a year.
1. Premiums were rising at
faster rates pre-ACA than post-ACA. Same with deductibles and co-pays. And to the co-pay and deductibles, I thought Conservatives wanted patients to "put more skin in the game". Don't deductibles and co-pays achieve that goal? This is what I mean when I say you people have no idea what it is you actually want because you don't understand this thing at all.
2. The people who have "really good coverage" should pay taxes on that. Just like they pay taxes on any luxury good. Of course, if we had a single payer system, this wouldn't even be an issue. There'd only be one entity reimbursing providers instead of dozens. How's that for efficiency?
3. Yes, Obama should not have made that promise. Bad on him for that. But it was 7 years ago, and if you still can't find a doctor now then it's not on Obama, it's on you. It's called
personal responsibility, and it used to be something Conservatives said they believed. And no, Obamacare didn't limit access to free market health care. The limiting of access is done by insurance companies who set up provider networks. That's why you can't go see any doctor you want, even though you should. Don't you think you should be able to see any doctor you want? If so, why do you think people should first have to get an insurance plan? Because unless you pay full costs out of pocket, you need insurance to visit the doctor.
4. He did not lie about saving the average family $2,500. In fact, there's a hilarious (and sad) story of Julie Boonstra. You remember her, right? She was the fat, ugly sow who starred in a few Koch-produced ads ahead of the 2012 election where she went on camera and cried crocodile tears about how Obamacare caused her insurance plan to disappear, or cost more money, or...forgot what excuse she used. So convinced was she that when confronted with the realities of her insurance company saying that no, in fact, her plan was not cancelled and that she would save
exactly $2,400 thanks to the ACA, her response was
"I choose not to believe that." So that's where we are at with you people; you actively
choose not to accept or believe facts.
Obamacare has been a lie from the beginning when it was passed along party lines by partisan Democrat assholes that never even bothered to read what was in the damn bill.
Oh they read the bill. They worked on it for about a year. When Pelosi said "we have to pass it so we can know what's in it...
away from the fog of controversy" that you people were spreading while the law was being written. She said it had to be passed so people knew that what Conservatives were saying were bullshit and lies. And 7 years later, that is as true today as it was back then.