I think the problem is you don't know what unemployment insurance is about. Employers get to choose their insurance company to provide coverage. They can also choose state coverage as well. Either way, it has to be paid into just like house, car, or even renters insurance. The more claims made, the higher the premium is for everybody else. It's one of the reasons employers fight unemployment claims when there is a dispute between employer and employee. The more people collecting unemployment under the employer, the higher his rates go.
Unemployment is not a social program or social safety net other than the mandate that all employers must carry it. Your state can create laws that insurance carriers must accept claims for self-unemployment, but again, the rates will go through the roof since millions of people would opt that to working. Even with the restrictions currently in place, there are people who find a job and work just long enough to collect unemployment and find a way to get fired. Employers are keen to this and don't offer jobs to these scammers.
So petition your state to make self-unemployment a law. We in other states can sure use the industry that will leave your state for ours.
Yes, unemployment compensation is a social safety net. Otherwise, we would have private forms of unemployment insurance available on the market, today.
That is what could happen, with equal protection of the law; more jobs in that sector creating private plans that complement that social safety net.
You really have a reading comprehension problem, don't you? I just explained that yes, unemployment coverage is available through both private companies and public. It is not a social program, it's an insurance.
It's the same as Workman's Compensation. Yes, it is a mandate for businesses, but not a social program. Workman's Compensation is an insurance. Like all insurance, employers have the option to choose which coverage they desire; private or state. No matter who provides the coverage, it's still insurance.