No true. That is absolutely NOT true. You can pay out of pocket for anything you want. Where do you get that idea?
Right, you think health care professionals are going to provide services they are NOT going to get paid for? They don't do it now. In today's world, when they provide services for the uninsured in which they know they will not be paid for, they can turn around and get paid by other means by the insurance companies which is part of the reason that our rates are so high. Also the government pays for emergency services. In the future, there will be only ONE insurance company and when they say no... they won't pay.
What is going to happen to the uninsured that enters an emergency room? Oh wait, you won't be able to be uninsured.... but then what happens to John Doe when he goes to a specialist and the government has said... "No coverage for Mr. Doe"? Mr. Doe will not be able to receive those services (unless of course, Mr Doe has a large amount of cash stored that the government hasn't stolen) because the government has said they are not paying for it. Basically, Mr. Doe is screwed.
Basically, the "health care pool" if it even exists five years after the institution of this plan, will be nothing more than public insurance. There will be no negotiation of fees between insurance companies and medical professionals. The government will tell medical professionals what the government is going to pay and not a dime more.
Immie