If there were less insurance fraud...
Health care fraud is not a victimless crime. It affects everyone and causes tens of billions of dollars in losses each year. The FBI is the primary agency for investigating health care fraud, for both federal and private insurance programs.
www.fbi.gov
I once was overcharged for a hernia surgery because the lead surgeon brought a doctor onto the operating team who wasn't covered by my policy; thus I was billed for her services. I notified the hospital and they reduced my bill,
by $1700. This was insurance fraud by the hospital. I had to obtain all the names of the surgical team and corroborate with my insurance company that they were
preferred providers. That's how I discovered that the woman doctor wasn't. The hospital billing department had no clue this was happening.