LOL, and you think gov't is the answer to your inability to handle a weapon or debt, eh. The gov't's track record in either case is not as good as my personal record. Try again. BTW, average consumer debt in the UK is over 17K pounds. Doesn't sound like you folks are debt scholars either. Maybe you should look in the mirror before you claim to be 'holier than thou'
The United Kingdom national debt is the total quantity of money borrowed by the Government of the United Kingdom at any time through the issue of securities by the British Treasury and other government agencies. At the end of March 2023,
UK general government gross debt was £2.537 trillion, or 100.5% gross domestic product. Approximately 8% of the UK national debt is owned by the British government due to the Bank of England's quantitative easing programme, so approximately 8% of the cost of servicing the debt is paid by the government to itself.
Wikipedia