I had a small cardiac incident in May, which resulted in a trip to the emergency room, ekg, blood work, chest X-ray, and follow up appointments with my GP and my cardiologist, more blood work, stress testing, ultra sound, and a full cardio work up. I have no idea what the cost was but I know thousands of dollars when I see it.
Co-pay $0. Paperwork: I handed them my swipe card, and they confirmed my address phone number and contact information for next of kin. Same for the pharmacy. I hand them my swipe card, confirm no changes to the information, they give me my drugs.
My American friends have thousands of dollars of co-pays for similar events. I have a friend in New Mexico who is dreading the bills arriving for a recent nasty fall and concussion. She had to go to emerg, get stitches, and is now going to physio. I would pay $0 for any of it.