Ignorance of how labor markets work is as plentiful as it is sad. Jobs do not exist to insure the welfare of the worker. It's as simple as that. Jobs exist because there is a task that someone can't or won't do.
Example: I don't want to paint my house so I hire a painter to do it. I enter into an agreement with the painter on a price. NEVER do the personal needs of the painter come up. I do not negotiate based on his/her rent/mortgage or car payment/insurance/gas. It is the responsibility of the painter to decide if the proposed wage is worth the work to be done.
I am sure that the Liberal leaning folks in this thread always take these issues in to account when hiring labor for their own projects (sarcasm). The truth is that these people buy the cheapest insurance, gas, food, cars, homes, clothing etc... That they can possibly negotiate. Your rage, logic and sanctimonious drivel should be embarrassing to you and are certainly a waste of everyone's time.
You proven that you are the poster child for ignorance is bliss.
1) Jobs DO exist to insure the welfare of the worker.
2) You equate contracting with a contractor as an employee.
3) You are a fool if you think you can negotiate insurance, gas, food, cars, homes, and clothing.