A political disconnect over healthcare.

[Dekster]

Well, I just saw Cassady and Scott are drawing up a bill for people with high premiums to set up flexible spending accounts and the gov putting money into that account. Stupid plan this late in the game.

Well, if you had an HSA in the past you could pay premiums out of that account tax free. They're throwing shit up there that already exists, unless the government is going to find that HSA.

If the gov funds any of these accounts then it's just socialism. Might as well go to Medicare for all.

Well maybe it will at least get them to extend the subsidies another year as part of the bargain. IDK. Both sides need to give

 

[initforme]

You purchase a high deductible health insurance plan then open an HSA at a bank and contribute money to your HSA which btw is tax deductible for the year you make contributions.

After opening the HSA the bank gives you a debit card and when you see a provider not only do you show your health insurance card you also use your debit card to pay for services until the deductible is met and then the insurance kicks in. Therefore the reason you also show health insurance card is so the provider files a claim and the insurance company knows when your deductible is met.

Who has a couple thousand a month to put into a hsa?

 

[iamwhatiseem]

Republicans are healthier than Democrats, therefore have a different attitude toward the healthcare/health insurance issue.

Are republicans healthier than democrats? - PMC

pmc.ncbi.nlm.nih.gov

The difference is we know ACA was one of the worst pieces of legislation to have ever passed. It literally made everything worse. And it needs a steady stream of $100s billions in bailouts to keep the monstrosity going.
Two Sides -
1) The Democrats unable to admit what they passed is a huge fuckup. So all they want to do is have a never ending money pit to keep it alive while American's get screwed.
2) The Republicans have no solution of their own, and I don't think they are serious about figuring it out. While Americans get screwed.

 

[Freedomisneverfree]

 

[debbiedowner]

Who has a couple thousand a month to put into a hsa?

LOL, you open it and the contribute what you want each month. It's just like a qualified IRA.

 

[Woodznutz]

The difference is we know ACA was one of the worst pieces of legislation to have ever passed. It literally made everything worse. And it needs a steady stream of $100s billions in bailouts to keep the monstrosity going.
Two Sides -
1) The Democrats unable to admit what they passed is a huge fuckup. So all they want to do is have a never ending money pit to keep it alive while American's get screwed.
2) The Republicans have no solution of their own, and I don't think they are serious about figuring it out. While Americans get screwed.

True. It's the "$600 hammer" syndrome that is so well known in military procurement. Anytime the government is involved in a contract the costs go through the roof.

 

[dblack]

Who has a couple thousand a month to put into a hsa?

Why would you need that much??

 

[dblack]

Everyone needs healthcare available. At some point every american needs it. Im not buying i to this.

We need lots of things. What's your point?

 

[debbiedowner]

Why would you need that much??

I think he does not understand what an HSA is, something he can google and it explains it very well.

 

[dblack]

I think he does not understand what an HSA is, something he can google and it explains it very well.

Using HSA's, combined with high-deductible catastrophic insurance, was the way out of our health care mess. But it didn't work for the insurance companies. Didn't make them enough money. Their business model requires them to be middlemen on every single health care transaction. They don't need to skim much if they have their fingers everywhere.

But HSA's had people dealing directly with the doctors and skipping the insurance. So the insurance industry ( inspired by "Romneycare") acted to shut it down, via ACA. Sure, HSA's are nominally still around, but the low-deductible catastrophic policies that made it all work, were outlawed, so there's not much point.