- Oct 12, 2009
- 7,711
- 7,228
- 1,985
Which does not accrue interest.
Why does this concern you?
Because my husband buys too much car junk...
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Which does not accrue interest.
Why does this concern you?
Nothing bad ever happened on Clinton, Obama or Biden's watch. We should have elected Gore. Republicans make horrible presidents.Sealy-The housing crisis was awful!!!
Also Sealy-Let's do it again!!!
Keeping what I earn or spending it on what I want has always worked fine for me. If others can't spend or save responsibly ... that shouldn't be my problem.Libertarianism doesn't work either.
Free trade with china was a bipartisan policySorry but look it up. Bush 1 invented NAFTA and free trade with China. Probably started on Reagan's watch. You cons can't pretend you were against it. You sure weren't in the 2000's. You loved Walmart and the cheap shit they were getting from China. You argued it made shit affordable and FREE TRADE and all that shit in the 2000's. Hell you even argued for illegals. They were only here doing jobs Americans won't do. Remember you said that? And Bill Clinton put labor and environmental protections in NAFTA before he signed it. Bush/Chaney removed those protections.
I loved watching my house drop in value by a third. So much fun.Helping less qualified buyers get a house worked so well last time.
Are you expecting Trump to trash the economy again? Ever notice that Republicans always hand Democrats a shitty economy? Bush 1 and 2 and Trump handed Biden a pandemic he was not handling well.
Nothing bad ever happened on Clinton, Obama or Biden's watch. We should have elected Gore. Republicans make horrible presidents.
No, don't you try to pin NAFTA on Clinton just because he signed it. It was a done deal by then. And for the record, it was us liberals he pissed off back then when he signed it, not you. That's revisionist history. Unless you were a liberal like I was back then we was upset after he signed it? I doubt that. You probably don't even remember what your position was back then. Flip flop.Free trade with china was a bipartisan policy
But clinton had the honor of putting the decision into action
So dont try and rewrite history to blame it all on republicans
This is a load of psycho babbleWait. So you charge me a higher rate because other people don't make payments on time? So I'm paying for other people's bad behavior? Just because, for whatever reason, my credit score is the same as those people who tend to be late on payments? What ever happened to innocent until guilty? You know what I mean.
Now tell me this. If you are charging me extra because I'm in a category of people who tend to be late on payments, how is adding on $30 more a month a good idea? Seems like now you are making it even harder for them to make their payments.
This should be outlawed. A bill should be passed in congress stopping this practice. Of course Republicans will defend it.
IDK but a lot happened after he left office. For example. Bush deregulated the banks. Said they didn't have to keep as much $ in the reserves in case of an emergency. Because his economy was flailing and you couldn't pretend it was good any more. The value of the dollar was so low. You even spun that. Said foreigners will come spend their money here if the dollar is low. I remember it all.On Clinton's watch, what percentage of subprime mortgages were Fannie and Freddie
forced to purchase?
This is a load of psycho babble
If you don't make payments on time you have a bad credit score
If you pay on time you have a high credit score
Money gets added on when you miss or are late on payments. Maybe pay your bills on time.
I have 1 credit card. I buy things with it 3 days before I get paid and then immediately after payment pay it off. My FICO score is 798
Stupid people think their credit card is anytime money, run up charges they can't pay back thus ruining their credit score
IDK but a lot happened after he left office. For example. Bush deregulated the banks. Said they didn't have to keep as much $ in the reserves in case of an emergency. Because his economy was flailing and you couldn't pretend it was good any more. The value of the dollar was so low. You even spun that. Said foreigners will come spend their money here if the dollar is low. I remember it all.
So anyways, when the Bush Great Recession hit, bankers didn't have enough emergency money in the till. Why? Bush Deregulations. Remember that?
IDK but a lot happened after he left office. For example. Bush deregulated the banks. Said they didn't have to keep as much $ in the reserves in case of an emergency. Because his economy was flailing and you couldn't pretend it was good any more. The value of the dollar was so low. You even spun that. Said foreigners will come spend their money here if the dollar is low. I remember it all.
So anyways, when the Bush Great Recession hit, bankers didn't have enough emergency money in the till. Why? Bush Deregulations. Remember that?
What a joke. First of all, I make all my payments on time. So I should have PERFECT score. Do I? No. Why? Who knows.
In fact, I don't even know my score. What a scam. And of course you being a Republican will defend this hoax being perpetrated on the American people.
You don't know your score tells me you're not financially astute. And I believe usury debts should be abolished so don't lump me in with your bsWhat a joke. First of all, I make all my payments on time. So I should have PERFECT score. Do I? No. Why? Who knows.
In fact, I don't even know my score. What a scam. And of course you being a Republican will defend this hoax being perpetrated on the American people.
I did not try to“pin” NAFTA on clinton aloneNo, don't you try to pin NAFTA on Clinton just because he signed it. It was a done deal by then. And for the record, it was us liberals he pissed off back then when he signed it, not you. That's revisionist history. Unless you were a liberal like I was back then we was upset after he signed it? I doubt that. You probably don't even remember what your position was back then. Flip flop.
Credit scores are a Republican "hoax"?What a joke. First of all, I make all my payments on time. So I should have PERFECT score. Do I? No. Why? Who knows.
In fact, I don't even know my score. What a scam. And of course you being a Republican will defend this hoax being perpetrated on the American people.
Oddly you can't actually address what I posted.
Banks wanted less regulations. Politicians wanted expanded housing. They both got what they wanted in a quid pro quo and it turned out really poorly.
For the sake of fairness, these new rules are affecting federally backed loans: FHA, First time home buyers. What they are trying to do is socialize the closing costs for those loans backed by Fannie and Freddie.You said you didn't support it but helping unqualified buyers will increase home values.
How'd that work in 2008?
Sadly, the only joke is that you haven't taken the time to understand more about how the credit system works.What a joke. First of all, I make all my payments on time. So I should have PERFECT score. Do I? No. Why? Who knows.
There are plenty of resources out there. You say you have a Credit Card, my guess is the company has a free Credit review that you can see on their app. Most Credit Card companies offer this now free of charge so there is no need for "Credit Karma" or other "pay to see your credit rating" BS services.In fact, I don't even know my score. What a scam. And of course you being a Republican will defend this hoax being perpetrated on the American people.