To qualify for a catastrophic plan, you must be under 30 years old OR get a "hardship exemption" because the Marketplace determined that youÂ’re unable to afford health coverage.
https://www.healthcare.gov/glossary/catastrophic-health-plan/
Not sure if she qualifies for a subsidy. Her income is not given.
I am 60 years old and have a catastrophic plan through Humana--that I am getting kicked off of. People who go for less premiums higher deductibles are individuals/or small business people who could not afford group insurance policies--who elected to BE
RESPONSIBLE and pay for their own medical insurance.
They are typically healthy, like myself--who watch our weight and exercise and get our yearly physicals.
We don't mind paying for doctor's visit's or prescription drugs out of our own pocket.
These people are again being targeted and being punished by Obamacare,
because of their good health. They are now forced to buy more expensive policies, under Obamacare--in order to pay for those that do not take care of themselves--who elected NOT to purchase their own insurance policies.
Make no doubt about it, this will spread like a virus into the employer mandate coming up in 2014. My daughter who is a nurse practitioner and is covered partially by her employer had her premiums increase over $400.00 per month (that she is required to pay) for the exact same policy last year, as millions of other employees have seen recently.
We're all paying for Obamacare. Obama sold this POS to the American public based on a pack of lies--and he continues to lie about it.