Thanks....and yes it is! The only people this will benefit is the poor. Now I have no problem with them getting a deal, but not at the expense of the rest of us. One of my daughters girlfriends makes min wage on a part time job. She was able to get insured for only $10/month & $500 max out of pocket/yr. Of course she got a huge subsidy because of her wages. I checked mine out IF I needed it, and everything would more than triple for me and I could never afford it. They don't get it!!!!