You wrote "You cannot force insurers to cover states they don't want to do business in PERIOD" Wow how brilliant! You also wrote: the States no longer control health care in this country. Really? If that is the case then you'd better inform these people...National Association of Insurance Commissioners (NAIC) See your writing in "hyperbolic" terms like "no longer",etc. tends to make me doubt your ability to share an informed opinion. Just saying, you shouldn't make such definitive statements at least without "sourcing" these statements as it belittles your "experience"???