- Moderator
- #181
Coyote, I am all for everyone who wants healthcare to have it. My problem is I'm afraid that the government will eventally squeeze out the private sector through regulations, and mandates leaving no other options. I'm also concerned on the cost for me if I want my own private insurance. I will pay for it, and it's not cheap, but then I will be pay more taxes for the government run insurance...and that's not going to be cheap.
The health insurance industry is huge - huge, powerful, with a lot of money and a lot of political friends and clout. I don't see it going quietly in the night. Every time this issue gets argued - opponents point towards a single-payer system such as Canada or UK. But we are a very different country. I think what is more likely is a model such as Germany's with a mix of private and public plans. The other thing is insurance companies are jumping on board now - so they can help shape the final product. To me that says a single-payer system is highly unlikely. It's also not supported by the majority of congress or the electorate and they can put pressure on their representatives.
I don't know about cost...I'm support making it budget neutral...but it's going to have to come from somewhere and I agree with your concern. I looked into private insurance once when I considered going self-employed. The costs vs.my anticipated income were unreal and no plan would accept my husband's pre-existing conditions. Having no insurance was risky as the cost of prescription drugs would have made us unable make ends meet in any conceivable way. I opted to stay in the job I'm in because the benefits are good. I am very very fortunate. Others aren't and more and more jobs are cutting benefits or offering fewer.
There has to be a way with tax credits for both the insurance companies to supply the insurance to the people who need it, and tax credits for the people who need it. This could be done without the government taking control. I don't think that would be a good thing.
I don't think tax credits alone can do it. Medical costs are high - and hit hardest on the "middle class" or "working poor" - those that don't tend to pay high taxes in the first place, but make too much money to qualify for assistance.