My renewal came for my policy for myself, my wife and two daughters and the rate went from $410 a year to $1,066 a month. Why? Obama lied. I had insurance, Obama said I could keep my plan. I like my plan. I have catastrophic insurance. It comes with a $10,000 deductible, then pays pretty much everything. I've never hit the limit, so I've never gotten a dime. What I want: 1) Health "insurance" not health "care." If there's an actual big thing, like cancer or an automobile accident, then I want insurance for that. If one of those happen to my family, the $10K deductible will be the least thing I'm worried about. 2) The fee caps. Our healthcare industry is idiotic where if you're paying a doctor directly, you pay like 3 times as much. I want my policy to limit what they can charge, then I pay it. Let's do the math. Even though I'm covered and pay my bills politicians in Washington DC don't like my policy. My quote is $650 a month more. That's $7,800 a year more in certain cost to save me from a worst case $10,000. Thanks for making this more affordable, Obama. So, here's my plan. I am going to get another catastrophic policy, working on it now. So I will be paying for both a policy and the fine for not having a policy approved by politicians because it's still cheaper than getting a policy approved by politicians. Anyone remember the Democrats mentioning that when they sold us this bill of goods? BTW, as of now, it's not clear the fine will be enforced, at least in the beginning. You should never lie on a tax form, but it's not clear what the IRS can or will do if you simply leave it blank and don't pay it. I'm going to figure paying it in my budget though.