obamacare to have a surcharge for smokers

[Katzndogz]

Which will effectively price them out of the insurance market.

ObamaCare slams smokers with sky-high premium costs, could backfire | Fox News

Unlike drug addicts, alcoholics, or the obese -- all of whom represent higher-than-average medical costs -- smokers are the only such group with a pre-existing condition that ObamaCare penalizes. It allows insurance companies to charge smokers up to 50 percent more than non-smokers for an identical policy.

For example, premiums for a 64-year-old non-smoker, according to the Kaiser Health Calculator, cost $9,000 a year for a standard "silver" insurance plan.

The same policy for a smoker could cost $13,600.

When "affordable" health care is 33% to 50% of your income, it isn't so affordable any more.

 

[Zoom-boing]

The hubs smokes, we pay nearly $500/yr more on our premium (not obamacare, employer sponsored), always have. They should pay more -- higher risk pays more. Period. What isn't fair is that obese, diabetics, drunks, p/e's -- none have to pay more the rest of us have to foot the bill so they get to pay 'the same'. That is the bullshit part.

 

[martybegan]

The hubs smokes, we pay nearly $500/yr more on our premium (not obamacare, employer sponsored), always have. They should pay more -- higher risk pays more. Period. What isn't fair is that obese, diabetics, drunks, p/e's -- none have to pay more the rest of us have to foot the bill so they get to pay 'the same'. That is the bullshit part.

Then people who ski regularly, play impact sports, or do other risky things should have thier premiums impacted as well.

Some guy eating cheetos in a barco-lounger isnt going to require an airlift and 3 operations to unshatter his leg after failing to grab that wicked mogul.

 

[Wry Catcher]

Which will effectively price them out of the insurance market.

ObamaCare slams smokers with sky-high premium costs, could backfire | Fox News

Unlike drug addicts, alcoholics, or the obese -- all of whom represent higher-than-average medical costs -- smokers are the only such group with a pre-existing condition that ObamaCare penalizes. It allows insurance companies to charge smokers up to 50 percent more than non-smokers for an identical policy.

For example, premiums for a 64-year-old non-smoker, according to the Kaiser Health Calculator, cost $9,000 a year for a standard "silver" insurance plan.

The same policy for a smoker could cost $13,600.

When "affordable" health care is 33% to 50% of your income, it isn't so affordable any more.

Only stupid people smoke. Given the propensity for the conservatives to use the slippery slope argument (sarcasm alert) in short time stupid people will be charged a higher rate, for stupidity is a pre-existing condition.

 

[Wry Catcher]

The hubs smokes, we pay nearly $500/yr more on our premium (not obamacare, employer sponsored), always have. They should pay more -- higher risk pays more. Period. What isn't fair is that obese, diabetics, drunks, p/e's -- none have to pay more the rest of us have to foot the bill so they get to pay 'the same'. That is the bullshit part.

Then people who ski regularly, play impact sports, or do other risky things should have thier premiums impacted as well.

Some guy eating cheetos in a barco-lounger isnt going to require an airlift and 3 operations to unshatter his leg after failing to grab that wicked mogul.

Let's compare apples with aardvarks, shall we?

 

[dblack]

Which will effectively price them out of the insurance market.

ObamaCare slams smokers with sky-high premium costs, could backfire | Fox News

Unlike drug addicts, alcoholics, or the obese -- all of whom represent higher-than-average medical costs -- smokers are the only such group with a pre-existing condition that ObamaCare penalizes. It allows insurance companies to charge smokers up to 50 percent more than non-smokers for an identical policy.

For example, premiums for a 64-year-old non-smoker, according to the Kaiser Health Calculator, cost $9,000 a year for a standard "silver" insurance plan.

The same policy for a smoker could cost $13,600.

When "affordable" health care is 33% to 50% of your income, it isn't so affordable any more.

Only stupid people smoke. Given the propensity for the conservatives to use the slippery slope argument (sarcasm alert) in short time stupid people will be charged a higher rate, for stupidity is a pre-existing condition.

No, you get a discount for that.

 

[Spiderman]

Which will effectively price them out of the insurance market.

ObamaCare slams smokers with sky-high premium costs, could backfire | Fox News

Unlike drug addicts, alcoholics, or the obese -- all of whom represent higher-than-average medical costs -- smokers are the only such group with a pre-existing condition that ObamaCare penalizes. It allows insurance companies to charge smokers up to 50 percent more than non-smokers for an identical policy.

For example, premiums for a 64-year-old non-smoker, according to the Kaiser Health Calculator, cost $9,000 a year for a standard "silver" insurance plan.

The same policy for a smoker could cost $13,600.

When "affordable" health care is 33% to 50% of your income, it isn't so affordable any more.

Only stupid people smoke.

Obama smokes.

 

[martybegan]

The hubs smokes, we pay nearly $500/yr more on our premium (not obamacare, employer sponsored), always have. They should pay more -- higher risk pays more. Period. What isn't fair is that obese, diabetics, drunks, p/e's -- none have to pay more the rest of us have to foot the bill so they get to pay 'the same'. That is the bullshit part.

Then people who ski regularly, play impact sports, or do other risky things should have thier premiums impacted as well.

Some guy eating cheetos in a barco-lounger isnt going to require an airlift and 3 operations to unshatter his leg after failing to grab that wicked mogul.

Let's compare apples with aardvarks, shall we?

Risk is risk, its comparing an increased chance of cost vs. an increased chance of cost.

 

[martybegan]

Which will effectively price them out of the insurance market.

ObamaCare slams smokers with sky-high premium costs, could backfire | Fox News

Unlike drug addicts, alcoholics, or the obese -- all of whom represent higher-than-average medical costs -- smokers are the only such group with a pre-existing condition that ObamaCare penalizes. It allows insurance companies to charge smokers up to 50 percent more than non-smokers for an identical policy.

For example, premiums for a 64-year-old non-smoker, according to the Kaiser Health Calculator, cost $9,000 a year for a standard "silver" insurance plan.

The same policy for a smoker could cost $13,600.

When "affordable" health care is 33% to 50% of your income, it isn't so affordable any more.

Only stupid people smoke. Given the propensity for the conservatives to use the slippery slope argument (sarcasm alert) in short time stupid people will be charged a higher rate, for stupidity is a pre-existing condition.

Only stupid people surf, so please change your avatar, as you are condoning a risky behavior that needs to be stamped out in the noble cause of lowering healthcare costs.

 

[Zoom-boing]

The hubs smokes, we pay nearly $500/yr more on our premium (not obamacare, employer sponsored), always have. They should pay more -- higher risk pays more. Period. What isn't fair is that obese, diabetics, drunks, p/e's -- none have to pay more the rest of us have to foot the bill so they get to pay 'the same'. That is the bullshit part.

Then people who ski regularly, play impact sports, or do other risky things should have thier premiums impacted as well.

Some guy eating cheetos in a barco-lounger isnt going to require an airlift and 3 operations to unshatter his leg after failing to grab that wicked mogul.

Skiing, playing impact sports, etc are not pre-existing conditions. Being obese is, being a diabetic is, smoking is. These things are known to cause associated health issues.

People with p/e's absolutely should pay more for their health insurance. obamacare or no obamacare. If you are a higher risk you pay more for being a higher risk because you cost more to insure. Period.

 

[martybegan]

The hubs smokes, we pay nearly $500/yr more on our premium (not obamacare, employer sponsored), always have. They should pay more -- higher risk pays more. Period. What isn't fair is that obese, diabetics, drunks, p/e's -- none have to pay more the rest of us have to foot the bill so they get to pay 'the same'. That is the bullshit part.

Then people who ski regularly, play impact sports, or do other risky things should have thier premiums impacted as well.

Some guy eating cheetos in a barco-lounger isnt going to require an airlift and 3 operations to unshatter his leg after failing to grab that wicked mogul.

Skiing, playing impact sports, etc are not pre-existing conditions. Being obese is, being a diabetic is, smoking is. These things are known to cause associated health issues.

People with p/e's absolutely should pay more for their health insurance. obamacare or no obamacare. If you are a higher risk you pay more for being a higher risk because you cost more to insure. Period.

Again, risk is risk. Someone who skis or skydives, or does anything else like that has a higher risk of costing money due to accident, or even from the long term wear and tear those actions put on a body.

 

[Warrior102]

Only stupid people smoke.

Obama, your hero, smokes - dipshit.

 

[Sallow]

This isn't new.

There were smoking surcharges prior to ObamaCare.

 

[Zoom-boing]

Then people who ski regularly, play impact sports, or do other risky things should have thier premiums impacted as well.

Some guy eating cheetos in a barco-lounger isnt going to require an airlift and 3 operations to unshatter his leg after failing to grab that wicked mogul.

Skiing, playing impact sports, etc are not pre-existing conditions. Being obese is, being a diabetic is, smoking is. These things are known to cause associated health issues.

People with p/e's absolutely should pay more for their health insurance. obamacare or no obamacare. If you are a higher risk you pay more for being a higher risk because you cost more to insure. Period.

Again, risk is risk. Someone who skis or skydives, or does anything else like that has a higher risk of costing money due to accident, or even from the long term wear and tear those actions put on a body.

Are you ok with people who are not higher risk paying more so that those who are higher risk get to pay 'the same'? I'm not.

 

[Zoom-boing]

This isn't new.

There were smoking surcharges prior to ObamaCare.

Yup. Why are smokers singled out and not drinkers or diabetics?

 

[martybegan]

Skiing, playing impact sports, etc are not pre-existing conditions. Being obese is, being a diabetic is, smoking is. These things are known to cause associated health issues.

People with p/e's absolutely should pay more for their health insurance. obamacare or no obamacare. If you are a higher risk you pay more for being a higher risk because you cost more to insure. Period.

Again, risk is risk. Someone who skis or skydives, or does anything else like that has a higher risk of costing money due to accident, or even from the long term wear and tear those actions put on a body.

Are you ok with people who are not higher risk paying more so that those who are higher risk get to pay 'the same'? I'm not.

No, what I am in favor of is ALL risk be included in the calculation for your premiums, or NO risk be included in the calculation for your premiums (I prefer "all" by a whopping margin).

So the risk of being el lardo stuffing down white castles is included, as well as some skateboarder's risk of becoming one with the pavement after a misran handrail grind.

 

[Katzndogz]

This isn't new.

There were smoking surcharges prior to ObamaCare.

Yup. Why are smokers singled out and not drinkers or diabetics?

Or drug addicts for that matter. We don't have to support smokers, we do have to support druggies.

 

[Defiant1]

This isn't new.

There were smoking surcharges prior to ObamaCare.

Yup. Why are smokers singled out and not drinkers or diabetics?

Or drug addicts for that matter. We don't have to support smokers, we do have to support druggies.

Do homosexuals pay more?

 

[JakeStarkey]

Good. A smoker should not privatize his pleasure and socialize the $$$ risk on the rest of the pool. Good.

 

[dblack]

Good. A smoker should not privatize his pleasure and socialize the $$$ risk on the rest of the pool. Good.

Neo!!!