Most people paying Obama tax instead of signing up

[Wyatt earp]

Wonder if Obama and crew was hoping people slept through math 101 the same way the man made global warming cult hoped people slept through 2nd grade science?

ENLARGE
Many Americans without health insurance will have to pay a penalty when filing WALSH/ASSOCIATED PRESS
By
STEPHANIE ARMOUR
March 20, 2015 5:59 p.m. ET
65 COMMENTS
WASHINGTON—A special enrollment period to obtain health insurance for millions of uninsured people who owe a tax penalty under the Affordable Care Act is off to a slow start.

The health law requires most Americans to have insurance or pay a fine at tax time. The open enrollment period under the health law ended Feb. 15, but the Obama administration said it would allow people who discover they owe a fine to sign up for coverage through April, at the end of the tax season.


Major tax-preparation firms say many customers are paying the penalty and not getting health insurance. It is still early, since the special enrollment period launched Sunday, but research also suggests that many people who lack health insurance will pay the penalty and not get covered this


At H&R Block Inc., “our analysis indicates that a significant percentage of taxpayers whose household members were not covered for at least a portion of 2014 are opting” to pay the penalty, said Mark Ciaramitaro, a vice president of health-care enrollment services at the tax-preparation firm.

Richard Gonzalez, 59 years old, of Navarre, Fla., found out he will pay a $250 penalty for going without insurance. The retired employee of United Parcel Service Inc. said he won’t take advantage of the special enrollment period because it is cheaper for him to pay out-of-pocket for health care than to buy insurance on the exchange. He said he shopped on the exchange but would have to pay $400 a month for a plan with a $6,000

Many Uninsured Choose Penalty Over Enrollment Offer Under Health Law - WSJ

 

[Geaux4it]

Obamacare is a joke. Americans were duped big-time

-Geaux

 

[NYcarbineer]

When you say 'most people', are you counting the 11 million who signed up this year?

btw, so what? If people don't want the tax break, they don't have to take it.

 

[Geaux4it]

When you say 'most people', are you counting the 11 million who signed up this year?

btw, so what? If people don't want the tax break, they don't have to take it.

How about if the people didn't want to pay the higher insurance rates due to Obamacare?

What about those folks?

-Geaux

 

[NYcarbineer]

When you say 'most people', are you counting the 11 million who signed up this year?

btw, so what? If people don't want the tax break, they don't have to take it.

How about if the people didn't want to pay the higher insurance rates due to Obamacare?

What about those folks?

-Geaux

Who are they? Who has to pay more for the same coverage they had?

 

[charwin95]

What happen then if you get really sick? File bankruptcy? ER as your primary care? I dropped my ppo anthem insurance then switch to ACA. Do your own research not just listening to republicans & fox news before your hatred to Obama. Then apply math 101. Maybe you are wet dreaming like Geaux.

 

[Politico]

You mean the ones who already had insurance and switched over to the exchange but were counted as new enrollees.

 

[NYcarbineer]

You know, you can have a kid and get thousands of dollars in tax breaks. However, if you don't have a kid, you pay those thousands of dollars in taxes.

That's how ACA works. You can get insurance, and get the tax breaks. Or you can choose not to get the insurance, and pay those taxes.

 

[Wyatt earp]

When you say 'most people', are you counting the 11 million who signed up this year?

btw, so what? If people don't want the tax break, they don't have to take it.

Are they using fuzzy math again and counting the ones they Automaticaly renew?

I wont sign up for my company insurance till 2016

More from the link
Only 12% of uninsured people would buy policies if informed of the penalty, according to a survey of 3,000 adults polled through Feb. 24 by McKinsey & Co.’s Center for U.S. Health System Reform.

 

[Geaux4it]

When you say 'most people', are you counting the 11 million who signed up this year?

btw, so what? If people don't want the tax break, they don't have to take it.

How about if the people didn't want to pay the higher insurance rates due to Obamacare?

What about those folks?

-Geaux

Who are they? Who has to pay more for the same coverage they had?

They are paying more for coverage they don't need

-Geaux

 

[Geaux4it]

When you say 'most people', are you counting the 11 million who signed up this year?

btw, so what? If people don't want the tax break, they don't have to take it.

Are they using fuzzy math again and counting the ones they Automaticaly renew?

I wont sign up for my company insurance till 2016

More from the link
Only 12% of uninsured people would buy policies if informed of the penalty, according to a survey of 3,000 adults polled through Feb. 24 by McKinsey & Co.’s Center for U.S. Health System Reform.

Watch how pissed the young voter comes as he is mandated to pay the tax for not buying something he doesn't want

Thanks to the Traitor in Chief Oshamble

-Geaux

 

[Wyatt earp]

What happen then if you get really sick? File bankruptcy? ER as your primary care? I dropped my ppo anthem insurance then switch to ACA. Do your own research not just listening to republicans & fox news before your hatred to Obama. Then apply math 101. Maybe you are wet dreaming like Geaux.

What does fox have to do with all Wall street journal link?

Why are liberals such sissy boys, I have not been to a a doc or had health insurance in 20 years, I didn't even have Car insurance in 12 years till I bought my then new Dodge ram pickup truck.

How come liberals dont take care of Themselves and want everyone else to pay for their reckless behavior?

 

[Wyatt earp]

You know, you can have a kid and get thousands of dollars in tax breaks. However, if you don't have a kid, you pay those thousands of dollars in taxes.

That's how ACA works. You can get insurance, and get the tax breaks. Or you can choose not to get the insurance, and pay those taxes.

That's dumb comparison so you saying the Government will pay you if you fuck and tax you if you Don't? Lmao

 

[Care4all]

What bothers me with these news articles, is the journalists do not check and verify their work. The man they used as an example, did not know what he was talking about, and it is IMPOSSIBLE for him to have to pay this $400 a month in premiums and IMPOSSIBLE for him to have a $6000 deductible as HE CLAIMED.

Granted, $143 a month for good, silver plan coverage, (which covers 73% of your ENTIRE health care coverage, including hospitalization) is still more than the penalty, BUT IT IS NOT what this man claims of $400 a month with a $6000 deductible, which is what SCARES THE PAJESUS out of all of us.

EXTREMELY POOR JOURNALISTIC COVERAGE is what helps fuel this IGNORANCE.



I put in Florida w/zip, a guy making $25k a year....I used $25k because this guy said his penalty was $250, which is the 1% penalty tax for 25k annual salary.

In the kaiser foundation calculator

Results
You are likely eligible for financial help
Based on the information you provided, your income is equal to 214% of the poverty level. This means you are likely eligible for financial help through the Health Insurance Marketplace. An estimate of your cost for coverage and amount of financial help in 2015 are provided below. To find out your actual amount of financial help and to get coverage, you must go to Healthcare.gov or your state’s Health Insurance Marketplace.

Estimated financial help:
$76 per month ($917 per year)
as a premium tax credit. This covers 35% of the monthly costs.
Your cost for a silver plan:
$143 per month ($1,710 per year)
in premiums (which equals 6.84% of your household income).
The most you have to pay for a silver plan:
6.84% of income for the second-lowest cost silver plan
Without financial help, your silver plan would cost:
$219 per month ($2,628 per year)
Other Levels of Coverage
The costs above are for a silver plan in your area. Silver plans are one of four levels of coverage that you can buy with financial help. These levels – bronze, silver, gold, and platinum – tell you about how much financial protection the plan will offer you if you get sick. Bronze plans have the lowest monthly costs, but when you need medical care, you will pay more for your care. Gold and platinum plans offer more financial protection if you get sick, but these plans have higher monthly costs. You can receive financial help to purchase any of these levels of coverage.

For example, you could enroll in a bronze plan for about $104 per month ($1,250 per year), which is 5% of your household income, after taking into account $917 in subsidies). For most people, the Bronze plan represents the minimum level of coverage required under health reform. Although you would pay less in premiums by enrolling in a Bronze plan, you will face higher out-of-pocket costs than if you enrolled in a silver plan.

Out of Pocket Costs
Although your insurance company may cover most of the cost of your medical care, you generally have to pay something when you go to the doctor or have a hospital stay. These costs – which are in addition to the amount you pay each month – are called your “out-of-pocket” costs. The health reform law sets limits on the amount you have to pay out-of-pocket each year. Your out-of-pocket limit for a silver plan can be no more than $5,200 in 2015. Whether you reach this maximum level will depend on the amount of health care services you use. Keep in mind that this only protects you when you go to doctors and hospitals that are in your insurer’s network. If you go to a doctor or hospital that is not in the network, you could end up paying much more.

You are guaranteed access to a silver plan with an actuarial value of 73% . This means that for all enrollees in a typical population, the plan will pay for 73% of expenses in total for covered benefits, with enrollees responsible for the rest. If you choose to enroll in a bronze plan, the actuarial value will be 60%, meaning your out-of-pocket costs when you use services will likely be higher. Regardless of which level of coverage you choose, deductibles and copayments will vary from plan to plan, and out-of-pocket costs will depend on your health care expenses. Preventive services will be covered with no cost sharing required.

 

[Wyatt earp]

What bothers me with these news articles, is the journalists do not check and verify their work. The man they used as an example, did not know what he was talking about, and it is IMPOSSIBLE for him to have to pay this $400 a month in premiums and IMPOSSIBLE for him to have a $6000 deductible as HE CLAIMED.

Granted, $143 a month for good, silver plan coverage, (which covers 73% of your ENTIRE health care coverage, including hospitalization) is still more than the penalty, BUT IT IS NOT what this man claims of $400 a month with a $6000 deductible, which is what SCARES THE PAJESUS out of all of us.

EXTREMELY POOR JOURNALISTIC COVERAGE is what helps fuel this IGNORANCE.



I put in Florida w/zip, a guy making $25k a year....I used $25k because this guy said his penalty was $250, which is the 1% penalty tax for 25k annual salary.

In the kaiser foundation calculator

Results
You are likely eligible for financial help
Based on the information you provided, your income is equal to 214% of the poverty level. This means you are likely eligible for financial help through the Health Insurance Marketplace. An estimate of your cost for coverage and amount of financial help in 2015 are provided below. To find out your actual amount of financial help and to get coverage, you must go to Healthcare.gov or your state’s Health Insurance Marketplace.

Estimated financial help:
$76 per month ($917 per year)
as a premium tax credit. This covers 35% of the monthly costs.
Your cost for a silver plan:
$143 per month ($1,710 per year)
in premiums (which equals 6.84% of your household income).
The most you have to pay for a silver plan:
6.84% of income for the second-lowest cost silver plan
Without financial help, your silver plan would cost:
$219 per month ($2,628 per year)
Other Levels of Coverage
The costs above are for a silver plan in your area. Silver plans are one of four levels of coverage that you can buy with financial help. These levels – bronze, silver, gold, and platinum – tell you about how much financial protection the plan will offer you if you get sick. Bronze plans have the lowest monthly costs, but when you need medical care, you will pay more for your care. Gold and platinum plans offer more financial protection if you get sick, but these plans have higher monthly costs. You can receive financial help to purchase any of these levels of coverage.

For example, you could enroll in a bronze plan for about $104 per month ($1,250 per year), which is 5% of your household income, after taking into account $917 in subsidies). For most people, the Bronze plan represents the minimum level of coverage required under health reform. Although you would pay less in premiums by enrolling in a Bronze plan, you will face higher out-of-pocket costs than if you enrolled in a silver plan.

Out of Pocket Costs
Although your insurance company may cover most of the cost of your medical care, you generally have to pay something when you go to the doctor or have a hospital stay. These costs – which are in addition to the amount you pay each month – are called your “out-of-pocket” costs. The health reform law sets limits on the amount you have to pay out-of-pocket each year. Your out-of-pocket limit for a silver plan can be no more than $5,200 in 2015. Whether you reach this maximum level will depend on the amount of health care services you use. Keep in mind that this only protects you when you go to doctors and hospitals that are in your insurer’s network. If you go to a doctor or hospital that is not in the network, you could end up paying much more.

You are guaranteed access to a silver plan with an actuarial value of 73% . This means that for all enrollees in a typical population, the plan will pay for 73% of expenses in total for covered benefits, with enrollees responsible for the rest. If you choose to enroll in a bronze plan, the actuarial value will be 60%, meaning your out-of-pocket costs when you use services will likely be higher. Regardless of which level of coverage you choose, deductibles and copayments will vary from plan to plan, and out-of-pocket costs will depend on your health care expenses. Preventive services will be covered with no cost sharing required.

You sound like a paid poster from the obozo administration, get the fuck out of here? So how much is his Deductible?

 

[Wyatt earp]

Oh reread your post, so in your world a $5,200 dollar deductible is waaaaay cheaper then his old deductible from a old cheap blue cross plan before Obama care of a $2,000 dollar deductible?

 

[Care4all]

What bothers me with these news articles, is the journalists do not check and verify their work. The man they used as an example, did not know what he was talking about, and it is IMPOSSIBLE for him to have to pay this $400 a month in premiums and IMPOSSIBLE for him to have a $6000 deductible as HE CLAIMED.

Granted, $143 a month for good, silver plan coverage, (which covers 73% of your ENTIRE health care coverage, including hospitalization) is still more than the penalty, BUT IT IS NOT what this man claims of $400 a month with a $6000 deductible, which is what SCARES THE PAJESUS out of all of us.

EXTREMELY POOR JOURNALISTIC COVERAGE is what helps fuel this IGNORANCE.



I put in Florida w/zip, a guy making $25k a year....I used $25k because this guy said his penalty was $250, which is the 1% penalty tax for 25k annual salary.

In the kaiser foundation calculator

Results
You are likely eligible for financial help
Based on the information you provided, your income is equal to 214% of the poverty level. This means you are likely eligible for financial help through the Health Insurance Marketplace. An estimate of your cost for coverage and amount of financial help in 2015 are provided below. To find out your actual amount of financial help and to get coverage, you must go to Healthcare.gov or your state’s Health Insurance Marketplace.

Estimated financial help:
$76 per month ($917 per year)
as a premium tax credit. This covers 35% of the monthly costs.
Your cost for a silver plan:
$143 per month ($1,710 per year)
in premiums (which equals 6.84% of your household income).
The most you have to pay for a silver plan:
6.84% of income for the second-lowest cost silver plan
Without financial help, your silver plan would cost:
$219 per month ($2,628 per year)
Other Levels of Coverage
The costs above are for a silver plan in your area. Silver plans are one of four levels of coverage that you can buy with financial help. These levels – bronze, silver, gold, and platinum – tell you about how much financial protection the plan will offer you if you get sick. Bronze plans have the lowest monthly costs, but when you need medical care, you will pay more for your care. Gold and platinum plans offer more financial protection if you get sick, but these plans have higher monthly costs. You can receive financial help to purchase any of these levels of coverage.

For example, you could enroll in a bronze plan for about $104 per month ($1,250 per year), which is 5% of your household income, after taking into account $917 in subsidies). For most people, the Bronze plan represents the minimum level of coverage required under health reform. Although you would pay less in premiums by enrolling in a Bronze plan, you will face higher out-of-pocket costs than if you enrolled in a silver plan.

Out of Pocket Costs
Although your insurance company may cover most of the cost of your medical care, you generally have to pay something when you go to the doctor or have a hospital stay. These costs – which are in addition to the amount you pay each month – are called your “out-of-pocket” costs. The health reform law sets limits on the amount you have to pay out-of-pocket each year. Your out-of-pocket limit for a silver plan can be no more than $5,200 in 2015. Whether you reach this maximum level will depend on the amount of health care services you use. Keep in mind that this only protects you when you go to doctors and hospitals that are in your insurer’s network. If you go to a doctor or hospital that is not in the network, you could end up paying much more.

You are guaranteed access to a silver plan with an actuarial value of 73% . This means that for all enrollees in a typical population, the plan will pay for 73% of expenses in total for covered benefits, with enrollees responsible for the rest. If you choose to enroll in a bronze plan, the actuarial value will be 60%, meaning your out-of-pocket costs when you use services will likely be higher. Regardless of which level of coverage you choose, deductibles and copayments will vary from plan to plan, and out-of-pocket costs will depend on your health care expenses. Preventive services will be covered with no cost sharing required.

You sound like a paid poster from the obozo administration, get the fuck out of here? So how much is his Deductible?

oh bull crap on your peanut gallery comment bear.
I don't know what his deductible is because Healthcare.gov is not opened for the research, but Silver plans DO NOT have the higher deductibles....

AND the MAXIMUM deductible/*OUT OF POCKET, he could have with one of the cheaper premium Bronze plans is $5200 BY LAW, NOT $6000 as this man claimed....

SOOOO, the Journalists FAILED to immerse themselves in the FACTS and in verifying their work....and continue to scare people AWAY.

 

[NYcarbineer]

You know, you can have a kid and get thousands of dollars in tax breaks. However, if you don't have a kid, you pay those thousands of dollars in taxes.

That's how ACA works. You can get insurance, and get the tax breaks. Or you can choose not to get the insurance, and pay those taxes.

That's dumb comparison so you saying the Government will pay you if you fuck and tax you if you Don't? Lmao

It's an explanation to idiots like you who don't get it how a tax break works.

Yes it is a FACT that the government pays you for having a child. I'm not surprised you can't comprehend that.

 

[nat4900]

You sound like a paid poster from the obozo administration, get the fuck out of here? So how much is his Deductible?

Typical, moronic, right winger's response.....Choosing to believe a conservative, anti-Obama rag, than actual facts.....

My biggest problem with the ACA is that it should have been a single-payer plan......and screw the greedy hospital and pharmaceutical lobbyists.

 

[Care4all]

CORRECTION: the Maximum OUT OF POCKET expense is $5200, his deductible for a silver plan would be MUCH LOWER.