Or maybe you go to a cheaper college and pay it off in 3-4 years as you initially planned?I would have rather than go out and rent while paying off student loans. I was going to rent with friends on a house on a lake. My parents said, "you're crazy, stay here and save up and buy something on that lake" And that's what I did. Sure I only had to live with them 1 year and I wanted to kill them but I think I could have made it another 2 years before I killed them. LOL.