The funny thing about making people work longer is the idea that might make them live even longer. Retirement kills people with boredom, and I don't mean that as a joke. The other issue is that if you are married, all of a sudden you have to spend 24/7 with your life partner. While being married is great, not having to face each other 24/7 is a good thing for most, lol.
My father is turning 74 this year, and he still works a 40 hour week as a consultant. He travels and loves working. The reason he loves it is because it means he still matters. I also have a client in Colorado who is 95 years old and works six days per week. He has owned his business for nearly 50 years. He can no longer drive, but he is driven to work and home every day.
There are many doctors and lawyers working into their 70s and 80s. Roofers not so much.
I do understand that, and that is why there should be exemptions for those who are truly disabled and cannot work any longer. We actually have that now through disability.
But then the question remains. Is it more beneficial and fiscally feasible to provide and secure such disability insurance through the federal government? Or through more local government? Or through the private sector.
THAT is where the debate should be.