NYcarbineer
Diamond Member
The chart is for Pennsylvania, not Texas, and describes the total benefit, not the copay.
The Childrens Health Insurance Program (CHIP) is a state and federally funded health insurance program that provides health insurance coverage to uninsured children who meet eligibility guidelines and are residents of Pennsylvania residing in the Independence Blue Cross service area of Bucks, Chester, Delaware, Montgomery, and Philadelphia counties. Depending on family size and income, eligible children are provided with free or low-cost ($30.00, $45.00, $55.00, or full-cost CHIP for $241.38 per month, per child) insurance through Keystone Health Plan East (KHPE) HMO.
Now tell me how the CHIP program can be valued at 15,000 a year as your chart claims.
CHIP
First you have to explain why you think premiums and copays are indicative of the value of the insurance coverage, then I will explain that CHIP covers outine doctor visits, prescriptions, dental, eye care and much more, including:
The $15,000 figure is an estimate of the average benefit that a single child will receive in a year, not how much the parent has to pay to get the coverage. If you thought abut it you would know that without me asking.
- Immunizations
- Routine Check-ups & Well Visits
- Prescription Drugs
- Dental, Vision, Hearing Services
- Emergency Care
- Mental Health Benefits
- Hospitalization
- Durable Medical Equipment
- Substance Abuse Treatment
- Partial Hospitalization for Mental Health Services
- Rehabilitation Therapies
- Home Health Care
- Maternity Care
Then again, if you had a brain you wouldn't try to argue with me about this in the first place.
Give us a link to a reliable source that shows that the average child in Pennsylvania receives 15,000 in medical care annually.
And if you find that, show us how that translates into disposable income if its an insurance benefit.