Ina LANDSLIDE, House repeals Obamacare

[Greenbeard]

way more at-

Tort Reform in the States: Protecting Consumers and Enhancing Economic Growth | The Heritage Foundation

Batchelder makes a fascinating point:

As a final word, let me simply suggest this: It is crucial that the states address tort reform. Justice Brandeis said, "Let the states be laboratories of government." If states make blunders and errors in this particular field, we will know about it in a hurry. Businesses will leave. Insurance companies will quit underwriting. It will make a big difference in that state's future.

But for those states that do a good job, it will attract business and industry. It will strengthen the state's economy, and it will make a long-lasting impact for those who work and live and require public expenditures for schools and so forth. All of that follows from having a good tort system. As a state legislator and a state judge, I can say without contradiction that we need to focus on this particular issue.

As much as I respect my friends who have gone to Congress, I do not think Congress is the right place to solve these problems. There is a sense of detachment that to me is absolutely unreal. We need to have people dealing with this who go home every weekend and listen to people complain about the fact that there are not enough jobs in their area, complain about the fact that the doctors are leaving the state, complain about the fact that they cannot get decent rates on homeowners insurance.

It is a state issue. The federal government cannot address tort reform by uniform, national law identical in every state. I am proud of what Ohio has done. It has moved way up in the rankings by virtue of the tort reform that has occurred, but we still face challenges. It seems to me if it is not handled at the state level, then it will not be handled at all.​

 

[CrusaderFrank]

My prediction: Obama does not seek a second term

 

[Modbert]

The popularity bump was to be expected.

Whether or not the blame the House Republicans rhetoric takes hold will determine whether that remains above, or near, 50%.

It will likely go down again because Liberals will not follow through with scratching the 2000+ page legislation, unemployment will remain high, and the squawking from the left media is starting to irritate people.

I do agree with you that the Rs don't have a viable candidate right now, however.

They will definitely pick up more seats in the House in 2012, and the Senate will switch hands.

My prediction is that Obama will keep his throne.

If things continue the way they're going, we'll have a 1995 remake on our hands. In other words, if the GOP does nothing but stuff like this for the next two years then it's going to blow up in their faces. Less people have faith in them to get anything done this time too.

 

[Flopper]

well landslide is not quite the metaphor I would use, sorry but at the end of the day, the 245 is 3 above what the reps have in the chamber, so its still along party lines, plus 3 dems.

But the margin was bigger than the passing vote.

It appears that tomorrow and next week the reps will floor bills calling for tort reform and inter-state plan purchase, both of which were missing from Obamacare. I think those ideas both hold merit.

The magical Tort reform will solve all of our problems! Is that the Holy Grail of why the GOP should repeal the Health Care Bill with absolutely nothing?

Tort Reform Unlikely to Cut Health Care Costs | The Washington Independent

“It’s really just a distraction,” said Tom Baker, a professor at the University of Pennsylvania Law School and author of “The Medical Malpractice Myth.” “If you were to eliminate medical malpractice liability, even forgetting the negative consequences that would have for safety, accountability, and responsiveness, maybe we’d be talking about 1.5 percent of health care costs. So we’re not talking about real money. It’s small relative to the out-of-control cost of health care.”

Okay, how about the GOP plan from last year?

The GOP Solution To Health Coverage For Pre-Existing Medical Conditions - Rick Ungar - The Policy Page - Forbes

In the alternate health care legislation introduced last year by soon to be House Speaker John Boehner, $4 billion was budgeted for contributions to high-risk insurance pools once the program was fully phased in –despite the fact that Douglas Holz-Eakin, while serving as chief economic advisor to the McCain presidential effort, estimated it would take between $7 and $10 billion per year to cover all the medically uninsurable in high-risk pools when proposed by candidate McCain.

Still, Republican policymakers argue that moving people with pre-existing medical conditions from the private insurance pools to government operated high-risk programs will dramatically lower the premium costs for everyone because there will be less sick people spending the money of the healthy pool participants.

This would be a darn good result – if it were at all true.

There are no people with pre-existing medical conditions currently admitted into the private market insurance pools. If applicants with a pre-existing condition were able to buy health coverage and join these insurance pools, we would not be having this discussion!

I live in a state with a high risk pool. I was in one for a short time. In order to get into a high risk pool, you must apply for individual insurance using a standard 21 page questionnaire. After 2 months you hear back from the insurance company that you are rejected, asthma and any kind surgery is good enough for rejection. Then you fill out another application and you are placed in the pool. After another month you find out what your premiums will be, $1272 for an individual with $1,000 deductible. 20% copay, 12 month exclusion of preexisting conditions, and no choice of carrier. After paying two months premiums filling out more paper work, you get accepted into the plan. Then you have to wait 12 months before they pay anything for the preexisting conditions.

So, your preexisting condition will probably kill you before the insurance company pays you dime.

 

[Modbert]

I live in a state with a high risk pool. I was in one for a short time. In order to get into a high risk pool, you must apply for individual insurance using a standard 21 page questionnaire. After 2 months you hear back from the insurance company that you are rejected, asthma and any kind surgery is good enough for rejection. Then you fill out another application and you are placed in the pool. After another month you find out what your premiums will be, $1272 for an individual with $1,000 deductible. 20% copay, 12 month exclusion of preexisting conditions, and no choice of carrier. After paying two months premiums filling out more paper work, you get accepted into the plan. Then you have to wait 12 months before they pay anything for the preexisting conditions.

So, your preexisting condition will probably kill you before the insurance company pays you dime.

The second article addresses that as well. It specifically talks about the 12 month exclusion for preexisting conditions and how one pays premiums that are 120-200% of what you would pay otherwise.

 

[CrusaderFrank]

House needs to introduce the Whole Foods Health Care Plan

 

[Old Rocks]

Repealing ObamaCare is the only decent thing the House has done in the last two years. Betcha Nancy Pelosi's panties are in a knot.

They did not repeal Health Care. They voted to repeal Health Care. The Senate will kill any such move.

 

[CrusaderFrank]

Repealing ObamaCare is the only decent thing the House has done in the last two years. Betcha Nancy Pelosi's panties are in a knot.

They did not repeal Health Care. They voted to repeal Health Care. The Senate will kill any such move.

But in a missive tonight Obama called it "Health Insurance reform" can you make up your mind please or is everything like Global warmerCoolering Climate Change Disruption?

 

[Cuyo]

Repealing ObamaCare is the only decent thing the House has done in the last two years. Betcha Nancy Pelosi's panties are in a knot.

They did not repeal Health Care. They voted to repeal Health Care. The Senate will kill any such move.

Yeah, sorry BBD, I'm pretty sure Pelosi is rolling her eyes so hard she can see her brain, like the rest of the smart people.

 

[Synthaholic]

My prediction: Obama does not seek a second term

Well that's funny, Frank, since you recently also said this:

Moron, our people came swaggering back in for the lame duck session and harry, nancy, and barack kicked their yellow little asses. Either we come up with a way for real governance in this coming term, Obama is going to be president for life by the time this is all over.

Dems still had an overwhelming majority in the Lame Duck, right?

Obama will not even get nominated in 2012

Now, if you go ahead and say that Obama will get re-elected, I'll have the complete set!

 

[Sallow]

The popularity bump was to be expected.

Whether or not the blame the House Republicans rhetoric takes hold will determine whether that remains above, or near, 50%.

It will likely go down again because Liberals will not follow through with scratching the 2000+ page legislation, unemployment will remain high, and the squawking from the left media is starting to irritate people.

I do agree with you that the Rs don't have a viable candidate right now, however.

They will definitely pick up more seats in the House in 2012, and the Senate will switch hands.

My prediction is that Obama will keep his throne.

If things continue the way they're going, we'll have a 1995 remake on our hands. In other words, if the GOP does nothing but stuff like this for the next two years then it's going to blow up in their faces. Less people have faith in them to get anything done this time too.

Yep.

First up..shutting down government.

Next up fish expedition investigations into "corruption".

Finally..impeachment.

 

[uconn1it]

*Yawn*

Fine, fine...repeal Obamacare.

What are you proposing to replace it?

I AM ALL FOR repealing the bill, however, I think we (conservatives) MUST counter at least part of this with a counter offer, like eliminating restrictions that prevent plans competing cross borders for one......

 

[Trajan]

way more at-

Tort Reform in the States: Protecting Consumers and Enhancing Economic Growth | The Heritage Foundation

Batchelder makes a fascinating point:

As a final word, let me simply suggest this: It is crucial that the states address tort reform. Justice Brandeis said, "Let the states be laboratories of government." If states make blunders and errors in this particular field, we will know about it in a hurry. Businesses will leave. Insurance companies will quit underwriting. It will make a big difference in that state's future.

But for those states that do a good job, it will attract business and industry. It will strengthen the state's economy, and it will make a long-lasting impact for those who work and live and require public expenditures for schools and so forth. All of that follows from having a good tort system. As a state legislator and a state judge, I can say without contradiction that we need to focus on this particular issue.

As much as I respect my friends who have gone to Congress, I do not think Congress is the right place to solve these problems. There is a sense of detachment that to me is absolutely unreal. We need to have people dealing with this who go home every weekend and listen to people complain about the fact that there are not enough jobs in their area, complain about the fact that the doctors are leaving the state, complain about the fact that they cannot get decent rates on homeowners insurance.

It is a state issue. The federal government cannot address tort reform by uniform, national law identical in every state. I am proud of what Ohio has done. It has moved way up in the rankings by virtue of the tort reform that has occurred, but we still face challenges. It seems to me if it is not handled at the state level, then it will not be handled at all.​

and?????

 

[saveliberty]

WASHINGTON -- As many as 129 million Americans under age 65 have medical problems that are red flags for health insurers, according to an analysis that marks the government's first attempt to quantify the number of people at risk of being rejected by insurance companies or paying more for coverage.

'Pre-existing conditions' exist in up to half of Americans under 65 | cleveland.com

As long as we are clear. Repeal Obamacare and put nothing in place to address the problems, and what you have chosen to do is use a for-profit system that will prevent many of your neighbors from receiving care.

That's no longer acceptable to me. If it is acceptable to you, I pity you.

Half of Americans have preexisting conditions? Obama fear tactic rears its head once more.

If it were true, those money grubbing insurance companies would be charging them higher premiums already. So much rings hallow from the left.

 

[saveliberty]

Ironic that the Supreme Court will have the final say on the Harvard lawyer President's prize achievement. Repeal the Constitution Mr. Obama.

 

[Modbert]

Half of Americans have preexisting conditions? Obama fear tactic rears its head once more.

Why is it surprising to you? Obama doesn't make up the preexisting conditions, insurance companies do.

Pre-Existing Medical Conditions - Summary List

Abnormal PAP Smear
Achalasia, Cardiospasm
Acne
Acromegaly
Acute Poliomyelitis
ADD
Addison's Disease
Adrenal Insufficiency
AIDS
Alcohol Abuser
Alcoholic Cirrhosis of Liver
Alzheimer's Disease
Amyloidosis
Amyotropic Lateral Sclerosis (ALS)
Aneurysms
Angina
Angioplasty
Ankylosing Spondylitis
Ankylosis
Anticoagulant Medications
Aortic Insufficiency
Aortic or Mitral Valve Replacement
Aortic Stenosis
Aplastic Anemia
Arrhythmia
Arterial Embolism, Thrombosis (clot)
Arterial Occlusion
Arteriosclerosis Obliterans (A.S.O.)
Arteriovenous Malformation
Arthritis
Arthritis, Rheumatoid
Artificial Joints
Artificial Valves
Asbestos Exposure (Asbestosis)
Asthma
Atherosclerosis Obliterans
Atherosclerosis Thrombotic Disease
Atrial Fibrillation (chronic)
Autism (infantile)


Banti's Disease (Liver Disorder)
Biliary Cirrhosis
Bipolar Disorders
Blastomycosis
Brain Damage (Organic)
Bright's Disease (Glomerulonephritis)
Bronchiectasis
Buerger's Disease (Thromboangitis)
Bulimia
Burkitt's Tumor


Cancer (Breast or Prostate)
Carcinoid Syndrome
Cardiac Bypass
Cardiomyopathy
Cardiospasm, Achalasia
Cerebral Palsy (Infantile)
Charcot-Marie Tooth Disease
Chrohn's Disease
Chronic Glomerulonephritis
Chronic Hepatitis
Chronic Obstructive Pulmonary Disease (COPD)
Chronic Pulmonary Heart Disease
Cirrhosis of the Liver
Coarctation of the Aorta
Colostomy
Congestive Heart Failure
Cooley's Anemia
Cor Pulmonale
Coronary Artery Disease (C.A.D.)
Coronary Heart Disease (C.H.D.)
Crohn's Disease (Ulcerative Colitis)
Curvature of the Spine
Cushing's Syndrome
Cystic Fibrosis
Cystic Kidney Disease
Cystic Lung Disease


Dementia
Dentofacial Function Abnormalities
Dermatomyositis
Diabetes (all types)
Disorders of Autonomic Nervous System
Domestic Violence
Down Syndrome
Drug Abuse Illegal
Drug Abuse Prescription
Drug Psychosis


Electroconvulsive Therapy
Emphysema
Encephalopathy
Enlarged Liver
Esophageal Varices


Fabry Disease
Factor VIII or IX Deficiency
Fatty Liver
Fertility Treatment


Gastric Bypass/ Stapling
Gilles De La Tourette's Syndrome
Glomerulonephritis, Chronic
Goodpasture's Syndrome
Guillain Barre's Syndrome

Heart and/or Lung Transplants
Heart attack
Hemiplegia
Hemochromatosis
Hemolytic Anemia
Hemophilia A or B
Henoch's Purpura
Hepatitis C, G, Non-a, Non-B
Hepatomegaly
Herniated Intervertebral Disc
HIV
Hodgkin's Disease
Huntington's Chorea
Hydrocephalus
Hydronephrosis
Hypersplenism
Hyperthyroidism


Idiopathic Thrombocytopenia Purpura (ITP)
Immunodeficiency Disorder
Infertility Treatment
Insulin Use
Internal Cardiac Defibrillator
Ischemic Heart Disease


Kaposi's Sarcoma
Kidney Failure
Kidney: Polycystic Kidneys
Kidney Transplant
Klinefelter's Syndrome (Gonadal Dysgenesis)


Legionella Pneumophilia
Leukemia
Leukoencephalopathy
Lipisosis (Neiman-Pick Disease)
Liver Failure
Liver Transplant
Lou Gehrig's Disease
Lung Transplant
Lupus, systemic (SLE)
Lymphadenitis
Lymphoma


Malignant Melanoma
Marfan's syndrome
Medullary Sponge Kidney
Mitral Insufficiency
Mitral Stenosis
Mixed Connective Tissue Disease
Morbid Obesity
Multicystic Kidneys
Multiple Myeloma
Multiple Sclerosis
Muscular Dystrophy
Myasthenia Gravis
Myelopathy
Myocardial Infarction (M.I.)
Myocardial Ischemia (M.I.)


Nephritis
Nephrotic Syndrome
Neurofibromatosis (Von Recklinghausen's)
Neiman Pick Disease (Lipidosis)
Neuropathy, Inflammatory Toxic


Obesity
Occlusion of Cerebral Arteries
Organ Transplant
Organic Brain Syndrome
Organic Heart Murmur
Osteitis Deformans (Paget's Disease)


Pacemakers
Paget's Disease
Pancreatitis
Paralysis
Paranoid Disorder
Paraplegia
Parkinson's Disease
Pemphigus
Peripheral Occlusive Arterial Disease (P.O.A.D.)
Peripheral Vascular Disease
Peroneal Peripheral Neuropathy
Personality Disorders
Pituitary Dwarfism
Pneumoconiosis
Pneumocystitis Carinii Pneumonia (P.C.P.)
Polio Myelitis
Polyarteritis Nodosa
Polycystic Kidney Disease
Polycystic Ovarian Syndrome
Polycythemia
Polymyositis
Polyneuropathy
Porphyria
Pregnancy
Premature Ventricular Contractions
Primary Pulmonary Hypertension
Prostate Disorder
Psoriatic Arthropathy
Psychosis
Pulmonary Alveolar Proteinosis
Pulmonary Fibrosis
Pulmonary Heart Disease
Pulmonary Hypertension
Pulmonary Insufficiency
Pulmonary Stenosis
Pyloric Stenosis

Quadraplegia


Rape
Raynaud's Syndrome
Renal Failure
Renal Hypertension
Rheumatic Heart Disease
Rheumatoid Arthritis


Sarcoidosis
Sarcoma
Schizo Disorders (bipolar or depressive)
Schizophrenia
Scleroderma
Seizures (recent)
Senile Syndrome
Serious Congenital Abnormalities
Severe Childhood or Adolescent Disorders
Sick Sinus Syndrome
Sickle Cell Anemia Disease
Silicosis
Sjogren's Disease
Sleep Apnea
Smoking (long term, other factors)
Spina Bifida
Spinocerebellar Disease
Spondylitis
Stroke (indeterminate, ischemic)
Suicide attempt
Syndrome X
Systemic Lupus Erythematosus
Syringomyelia


Tabes Dorsalis
Takayasu's Disease
Tay-Sach's Disease (Cerebral Lipidosis)
Temporal Arteritis
Testicular Dysfunction
Tetrology of Fallot
Thalassemia Major (Mediterranean Anemia)
Thromboangitis
Thrombotic Thrombocytopenia Purpura
TIA
Too fat
Too thin
Tourette's Syndrome
Tracheostomy
Transient Organic Psychosis
Transient Ischemic Attack
Transplants
Transsexualism
Tricuspid Insufficiency
Tricuspid Stenosis
Trisomy 21 Syndrome
Tuberculosis
Turner's Syndrome


Ulcerative Colitis
Undiagnosed Symptoms (Kaiser)
Uremia


Valve Replacement
Ventricular Arrhythmias
Ventricular Septal Defect
Von Recklinghausen's Disease
Von Willebrand's Disease (hemophilia)


Wegner's Granulomatosis
Werlhof's Disease

This composite list is by no means exhaustive. These are just SOME of the reasons for denial of medical coverage.
It was compiled from conditions listed by Anthem (Blue Cross), Assurant, CIGNA, and Kaiser.

Domestic violence as pre-existing condition? 8 states still allow it | McClatchy

WASHINGTON -- Eight states and the District of Columbia don't have laws that specifically bar insurance companies from using domestic violence as a pre-existing condition to deny health coverage, according to a study from the National Women's Law Center.

Rape Is a Pre-Existing Condition? The Heartlessness of the Health Insurance Industry Exposed | Personal Health | AlterNet

Pregnant without health coverage - iVillage

Pregnancy complicates health insurance options. Federal law bars pregnancy from being considered a preexisting condition, which means if you change health plans while you're pregnant, your new insurer can't deny claims related to your pregnancy. But a variety of loopholes means pregnant women could still lack insurance coverage for their prenatal care if they don't do some careful planning.

Unfortunately, there are a lot of "buts" to HIPAA. For one thing, HIPAA doesn't apply to someone who previously had no health coverage at all and then gets into a group health plan through a new job. So if you had no insurance, got pregnant, then landed a new job with insurance, your new health plan would not have to immediately cover your pregnancy. You might have to sit out a preexisting condition waiting period, a period that could be longer than your pregnancy and in the meantime pay for your visits yourself.
Second, HIPAA applies only to group health plans. So if you have individual insurance and are pregnant, then buy group health insurance, you again could be subject to a preexisting condition waiting period. Likewise, if you move from one individual health plan to another individual health plan, you might not get pregnancy coverage at all. You might have to sit out a waiting period, or if you are offered insurance that covers your pregnancy, you might find it's very expensive.

Scare tactics my ass. Learn the damn facts.

 

[The T]

WASHINGTON -- As many as 129 million Americans under age 65 have medical problems that are red flags for health insurers, according to an analysis that marks the government's first attempt to quantify the number of people at risk of being rejected by insurance companies or paying more for coverage.

'Pre-existing conditions' exist in up to half of Americans under 65 | cleveland.com

As long as we are clear. Repeal Obamacare and put nothing in place to address the problems, and what you have chosen to do is use a for-profit system that will prevent many of your neighbors from receiving care.

That's no longer acceptable to me. If it is acceptable to you, I pity you.

I have some dishearting news for ya Maddie...

CERTAIN DEATH IS A PRE-EXISTING CONDITION.

Get used it.

 

[Modbert]

If it were true, those money grubbing insurance companies would be charging them higher premiums already. So much rings hallow from the left.

Are you ignorant on purpose or accident?

The GOP Solution To Health Coverage For Pre-Existing Medical Conditions - Rick Ungar - The Policy Page - Forbes

Their answer is to create government supported high-risk insurance pools, operated by the states and funded with federal financial assistance for those with pre-existing medical conditions.

The concept is not a new one. High-risk pools already exist in some 34 states, each reliant on federal government cash to keep the doors open. So far, the government contributions have not been anywhere near sufficient to make these programs operate with any degree of real success, leaving those who can get into the programs responsible to pay premium costs priced at 125-200 percent of standard premiums.

Still, Republican policymakers argue that moving people with pre-existing medical conditions from the private insurance pools to government operated high-risk programs will dramatically lower the premium costs for everyone because there will be less sick people spending the money of the healthy pool participants.

This would be a darn good result – if it were at all true.

There are no people with pre-existing medical conditions currently admitted into the private market insurance pools. If applicants with a pre-existing condition were able to buy health coverage and join these insurance pools, we would not be having this discussion!

Yes, there are people in the pools who have gotten sick subsequent to their getting their insurance coverage. But that is not the issue being addressed in this instance. That’s a separate matter of prohibiting insurance companies from tossing out people when they get sick. And yes, there is the matter of the cost of treating the medically uninsurable being passed on to the rest of us via higher premium costs, but it is the opponents of our current health care reform law who are quick to point out that insuring everyone will not lower our premium costs.

For goodness sakes, please educate yourself.

 

[saveliberty]

Obviously the insurance companies need to be informed of your little list. They seem to have ACCEPTED many of the conditions and customers with said issues. Fear tactic, nothing more or less.

 

[The T]

Half of Americans have preexisting conditions? Obama fear tactic rears its head once more.

Why is it surprising to you? Obama doesn't make up the preexisting conditions, insurance companies do.

Pre-Existing Medical Conditions - Summary List

Abnormal PAP Smear
Achalasia, Cardiospasm
Acne
Acromegaly
Acute Poliomyelitis
ADD
Addison's Disease
Adrenal Insufficiency
AIDS
Alcohol Abuser
Alcoholic Cirrhosis of Liver
Alzheimer's Disease
Amyloidosis
Amyotropic Lateral Sclerosis (ALS)
Aneurysms
Angina
Angioplasty
Ankylosing Spondylitis
Ankylosis
Anticoagulant Medications
Aortic Insufficiency
Aortic or Mitral Valve Replacement
Aortic Stenosis
Aplastic Anemia
Arrhythmia
Arterial Embolism, Thrombosis (clot)
Arterial Occlusion
Arteriosclerosis Obliterans (A.S.O.)
Arteriovenous Malformation
Arthritis
Arthritis, Rheumatoid
Artificial Joints
Artificial Valves
Asbestos Exposure (Asbestosis)
Asthma
Atherosclerosis Obliterans
Atherosclerosis Thrombotic Disease
Atrial Fibrillation (chronic)
Autism (infantile)


Banti's Disease (Liver Disorder)
Biliary Cirrhosis
Bipolar Disorders
Blastomycosis
Brain Damage (Organic)
Bright's Disease (Glomerulonephritis)
Bronchiectasis
Buerger's Disease (Thromboangitis)
Bulimia
Burkitt's Tumor


Cancer (Breast or Prostate)
Carcinoid Syndrome
Cardiac Bypass
Cardiomyopathy
Cardiospasm, Achalasia
Cerebral Palsy (Infantile)
Charcot-Marie Tooth Disease
Chrohn's Disease
Chronic Glomerulonephritis
Chronic Hepatitis
Chronic Obstructive Pulmonary Disease (COPD)
Chronic Pulmonary Heart Disease
Cirrhosis of the Liver
Coarctation of the Aorta
Colostomy
Congestive Heart Failure
Cooley's Anemia
Cor Pulmonale
Coronary Artery Disease (C.A.D.)
Coronary Heart Disease (C.H.D.)
Crohn's Disease (Ulcerative Colitis)
Curvature of the Spine
Cushing's Syndrome
Cystic Fibrosis
Cystic Kidney Disease
Cystic Lung Disease


Dementia
Dentofacial Function Abnormalities
Dermatomyositis
Diabetes (all types)
Disorders of Autonomic Nervous System
Domestic Violence
Down Syndrome
Drug Abuse Illegal
Drug Abuse Prescription
Drug Psychosis


Electroconvulsive Therapy
Emphysema
Encephalopathy
Enlarged Liver
Esophageal Varices


Fabry Disease
Factor VIII or IX Deficiency
Fatty Liver
Fertility Treatment


Gastric Bypass/ Stapling
Gilles De La Tourette's Syndrome
Glomerulonephritis, Chronic
Goodpasture's Syndrome
Guillain Barre's Syndrome

Domestic violence as pre-existing condition? 8 states still allow it | McClatchy



Rape Is a Pre-Existing Condition? The Heartlessness of the Health Insurance Industry Exposed | Personal Health | AlterNet

Pregnant without health coverage - iVillage

Pregnancy complicates health insurance options. Federal law bars pregnancy from being considered a preexisting condition, which means if you change health plans while you're pregnant, your new insurer can't deny claims related to your pregnancy. But a variety of loopholes means pregnant women could still lack insurance coverage for their prenatal care if they don't do some careful planning.

Unfortunately, there are a lot of "buts" to HIPAA. For one thing, HIPAA doesn't apply to someone who previously had no health coverage at all and then gets into a group health plan through a new job. So if you had no insurance, got pregnant, then landed a new job with insurance, your new health plan would not have to immediately cover your pregnancy. You might have to sit out a preexisting condition waiting period, a period that could be longer than your pregnancy and in the meantime pay for your visits yourself.
Second, HIPAA applies only to group health plans. So if you have individual insurance and are pregnant, then buy group health insurance, you again could be subject to a preexisting condition waiting period. Likewise, if you move from one individual health plan to another individual health plan, you might not get pregnancy coverage at all. You might have to sit out a waiting period, or if you are offered insurance that covers your pregnancy, you might find it's very expensive.

Scare tactics my ass. Learn the damn facts.

Missed one dipshit...

CERTAIN DEATH.