g5000
Diamond Member
- Nov 26, 2011
- 127,170
- 70,903
- 2,605
I have this really insane idea.
Let's say you have a job. And let's say all your employer does every couple of weeks or so is give you...a paycheck!
Your employer does not give you health insurance. Instead, you call up any insurance company in the country and...get this...YOU decide what you need!
Do you need birth control coverage? You got it! No problem!
Do you need coverage if you get a broken leg? You got it! No problem!
Do you NOT need birth control coverage? No problem! You don't have to pay for that.
Just like the way you buy your auto insurance. You decide how big a deductible you can handle, and how much coverage you want.
And since you can buy your insurance from any company anywhere, they are all competing like crazy for your business. You have bargaining power.
I know how insane that sounds. Everyone knows the government should be deciding these things for me. What the hell am I doing deciding what kind of health care coverage I want? That should not be between me and my doctor and my insurance. The government should be involved in every way possible.
And it is better that a big chunk of your income is diverted into a health insurance plan at your job that you have absolutely no choice about. You have to go with what your company provides. That's MUCH better than you receiving that income and getting to decide what is best for you and your family. It is just plain nuts to leave such personal decisions up to you. I'm totally crazy for proposing such a preposterous idea.
Let's say you have a job. And let's say all your employer does every couple of weeks or so is give you...a paycheck!
Your employer does not give you health insurance. Instead, you call up any insurance company in the country and...get this...YOU decide what you need!
Do you need birth control coverage? You got it! No problem!
Do you need coverage if you get a broken leg? You got it! No problem!
Do you NOT need birth control coverage? No problem! You don't have to pay for that.
Just like the way you buy your auto insurance. You decide how big a deductible you can handle, and how much coverage you want.
And since you can buy your insurance from any company anywhere, they are all competing like crazy for your business. You have bargaining power.
I know how insane that sounds. Everyone knows the government should be deciding these things for me. What the hell am I doing deciding what kind of health care coverage I want? That should not be between me and my doctor and my insurance. The government should be involved in every way possible.
And it is better that a big chunk of your income is diverted into a health insurance plan at your job that you have absolutely no choice about. You have to go with what your company provides. That's MUCH better than you receiving that income and getting to decide what is best for you and your family. It is just plain nuts to leave such personal decisions up to you. I'm totally crazy for proposing such a preposterous idea.
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