What part of can afford to and don't is hard to understand?
So who makes the determination that someone can pay? A government body? How are they going to judge? By income, what if you purchased a house and you make $100K, then you lose your job and get another making $80K. You might not be able to pay with the reduction income!
Also I heard the controversal lines of the bill read on the radio today! It says nothing about be able to afford insurance to choose not to. It says that you don't get insurance then you get fined!
The quote above is by Obama, who probably never read the bill!