Condo and car are finally paid off. Took 20 years but I finally did it. I don't understand people who would now find something else to spend the money on. From here on out its save save save. I've already been saving but now I'm going to start buying stocks and property and other investments. It'd be nice if I could retire in ten years. I'd be 55. Probably better to work till 62. I'm so glad I'm not in credit card debt. It'd be nice to have the extra $ to pay it down faster but I'm really glad I'm not paying for stuff I already purchased. I have everything i want/need. There is one thing I may splurge on one day but I think it's a huge expense with very little pay off. But maybe I will buy a boat. I live on the lake and have a jetski and paddle board and friends with boats but it'd be nice to have my own boat. But gas, insurance, accessories needed, yearly storage, repairs, registration, $400 a year boat club fee. I'll have to be bleeding money to do this. And come across a great deal Funny, I'm a liberal Democrat but I lead a very fiscally conservative lifestyle. I take Republicans advice on saving but that doesn't mean I'll vote for them. They have to stop calling me a taker and convince me they don't suck.