Damn! My health Insurance went up anther $60 a month. Obamacare sucks!

[emilynghiem]

Now remember, outside of doctors visits and annual physicals you will have to pay your deductible before the plan comes in...but as example, if you get really sick and you spend the $6600 max out of pocket for yourself due to this sickness, the Insurance, even a bronze plan, will come in and pay 100% of your medical bills after you have paid the $6600 of your own out of pocket...so the max you will be hit with is the $6600 for any individual family member, and 13k for your whole family if for some odd reason, you are all sick at once or hurt at one....

If someone couldn't afford the premiums for coverage so that Obamacare was passed to provide it to them, how the hell are they going to pay the $6600 or $13,000?

The poor, if they go with a silver plan, in addition to their premium help, qualify for 'cost sharing reductions'... which reduces the deductibles and out of pocket expenses for them.

google it, so you can understand....

Now remember, outside of doctors visits and annual physicals you will have to pay your deductible before the plan comes in...but as example, if you get really sick and you spend the $6600 max out of pocket for yourself due to this sickness, the Insurance, even a bronze plan, will come in and pay 100% of your medical bills after you have paid the $6600 of your own out of pocket...so the max you will be hit with is the $6600 for any individual family member, and 13k for your whole family if for some odd reason, you are all sick at once or hurt at one....

If someone couldn't afford the premiums for coverage so that Obamacare was passed to provide it to them, how the hell are they going to pay the $6600 or $13,000?

The poor, if they go with a silver plan, in addition to their premium help, qualify for 'cost sharing reductions'... which reduces the deductibles and out of pocket expenses for them.

google it, so you can understand....

You missed the point of the question. However, you answer proves that it's still nothing more than another handout program to a bunch of leeches. If they get subsidies to pay premiums and they get cost sharing reductions, how the hell is it any different than when they didn't have coverage and the rest of us paid for it? We're still paying just in a different way but the road ends at the same point. One group if funding something else for another group.

they still are paying a portion of their costs AND if they do get sick and hospitalized, insurance will pay 100% of the costs.... the gvt saves a bundle if they were paying the whole sum before, or the hospital doesn't have to take the LOSS if the gvt didn't pay it.

I'm not concerned about the portion they fund. I'm concerned about the portion someone else, including me, is forced to fund for them.

The government is saving nothing since the government has no money except what they take from those of us that actually fund it.

I'm also concerned about the price of losing liberty.
It can cost more to paint a painting yourself, but that is more valuable.
Anyone can take a print and reproduce it for cheaper, and it isn't worth as much.

This issue of only looking at covering the costs through insurance,
and not considering the value of free choice in itself as necessary for human happiness too
is disturbing!

If you need govt to regulate health care to feel secure, that's great, set it up for yourself and those who agree with that.

But if it makes other people feel insecure, and they'd rather build their own system and not have govt handle it
let other people have equal freedom to handle it that way.

I think this would be constitutional if it were free to opt into. make it work first, prove it is so effective
that people want to buy into it, and there's no issue. Start locally and grow globally.
instead of experimenting at the cost of taxpayers, and giving billions if not trillions to insurance companies in the process.

 

[JoeB131]

That's what I'm hoping. But without the Marketplace policy, the premiums are over $11K/year. As I said, it's about cash flow and it's not flowing like it was six months ago. And no, $79K/year with a mortgage and a kid in college, etc. does not these days afford me any luxury.

You know what, I sympathize with your situation and all, but 11K is what most families are paying out these days. Except most of htem never see that money because it is administered by employers.

Here's the thing, the individual market was where most of the real abuses were, renigging on policies and such because they calculated you didn't have the wherewithal to fight back.

There were a lot of things that were proposed that would have been better than the current mess. A public option or a medicare buy in for those over 55.

 

[JoeB131]

Everybody is out to fuck over poor little Joey I think you're full of shit actually. the federal government doesn't give a shit about you.

Actually, the federal government has done fine by me. Paid for my education, gave me most of my initial start in the army, helped me buy a home.

Now if we can just get them to stop funding Zionism, we'd be making progress.

 

[Jroc]

Now remember, outside of doctors visits and annual physicals you will have to pay your deductible before the plan comes in...but as example, if you get really sick and you spend the $6600 max out of pocket for yourself due to this sickness, the Insurance, even a bronze plan, will come in and pay 100% of your medical bills after you have paid the $6600 of your own out of pocket...so the max you will be hit with is the $6600 for any individual family member, and 13k for your whole family if for some odd reason, you are all sick at once or hurt at one....

If someone couldn't afford the premiums for coverage so that Obamacare was passed to provide it to them, how the hell are they going to pay the $6600 or $13,000?

The poor, if they go with a silver plan, in addition to their premium help, qualify for 'cost sharing reductions'... which reduces the deductibles and out of pocket expenses for them.

google it, so you can understand....

Now remember, outside of doctors visits and annual physicals you will have to pay your deductible before the plan comes in...but as example, if you get really sick and you spend the $6600 max out of pocket for yourself due to this sickness, the Insurance, even a bronze plan, will come in and pay 100% of your medical bills after you have paid the $6600 of your own out of pocket...so the max you will be hit with is the $6600 for any individual family member, and 13k for your whole family if for some odd reason, you are all sick at once or hurt at one....

If someone couldn't afford the premiums for coverage so that Obamacare was passed to provide it to them, how the hell are they going to pay the $6600 or $13,000?

The poor, if they go with a silver plan, in addition to their premium help, qualify for 'cost sharing reductions'... which reduces the deductibles and out of pocket expenses for them.

google it, so you can understand....

You missed the point of the question. However, you answer proves that it's still nothing more than another handout program to a bunch of leeches. If they get subsidies to pay premiums and they get cost sharing reductions, how the hell is it any different than when they didn't have coverage and the rest of us paid for it? We're still paying just in a different way but the road ends at the same point. One group if funding something else for another group.

they still are paying a portion of their costs AND if they do get sick and hospitalized, insurance will pay 100% of the costs.... the gvt saves a bundle if they were paying the whole sum before, or the hospital doesn't have to take the LOSS if the gvt didn't pay it.

I'm not concerned about the portion they fund. I'm concerned about the portion someone else, including me, is forced to fund for them.

The government is saving nothing since the government has no money except what they take from those of us that actually fund it.

87% get subsidies!

A whopping 87 per cent of Obamacare customers to get taxpayer-funded subsidies in 2015 – but the Supreme Court could throw out the whole $65 BILLION system

• HHS said Tuesday that about seven out of every eight Obamacare enrollees will get government help paying for their medical insurance policies
• That number was 80 per cent a year ago
• People on Obamacare can get subsidies if their households earn less than four times the federal government's official 'poverty' level
• Sixty-four per cent of Americans have small enough incomes to qualify, meaning that Obamacare customers are disproportionately poor
• Entire $65 billion subsidy system could become illegal next year, depending on how the Supreme Court rules in a landmark case

87 per cent of Obamacare customers to get taxpayer-funded subsidies in 2015 Daily Mail Online

 

[Jroc]

Everybody is out to fuck over poor little Joey I think you're full of shit actually. the federal government doesn't give a shit about you.

Actually, the federal government has done fine by me. Paid for my education, gave me most of my initial start in the army, helped me buy a home.

Now if we can just get them to stop funding Zionism, we'd be making progress.

Part of the deal for serving in the military. Most don't have those perks. and politicians don't give a shit about you regardless. Do you think they do?

 

[JoeB131]

Part of the deal for serving in the military. Most don't have those perks. and politicians don't give a shit about you regardless. Do you think they do?

I think they worry if I vote for them or not, yes.

 

[emilynghiem]

Part of the deal for serving in the military. Most don't have those perks. and politicians don't give a shit about you regardless. Do you think they do?

I think they worry if I vote for them or not, yes.

No, they don't have to serve the voters. They only have to serve their party agenda to get elected.

If it quit being a game of which party can outbully the other in election media hype,
then MAYBE we could get back to the idea of solutions by govt actually representing voters, workers and taxpayers.

It has become a game of which media machine through which party can push the buttons.

Even when the Tea Party beats the media and is able to get voters to back another candidate,
they get thrown into the same govt mess run amok. So to change THAT we need to localize solutions,
invest directly in the reforms we want, and take back control of govt directly. Create the models
ourselves and then demand that both parties and candidates, officials and govt, follow the MODELS we invest in.

That is where we will have equal weight: what we create ourselves, putting our money where our mouths are
by publicizing what we build with our own resources first and foremost.

we are doing it backwards.

We build the plans first, then hand them to the contractors to construct and manage. And if they don't follow the plans we approved, we fire them and get someone else who will.

We don't hire contractors then give them free reign to build whatever they can on whatever budget it takes.
And expect them to be beholden to us just because we hired them. They will vote themselves whatever is convenient.

We've GOT to have a unified plan that we invest in ourselves, and then hire leaders to do the work if they want the jobs.

 

[JoeB131]

Emily, I'd love to respond to what you said, but I think you need to take your meds first.

 

[Political Junky]

Costs will continue to go up, as they always have, as long as private insurance companies are involved
Medicare for all, single payer, would reduce that.

 

[dblack]

Costs will continue to go up, as they always have, as long as private insurance companies are involved
Medicare for all, single payer, would reduce that.

Heh.. yeah, you bet!

 

[Vandalshandle]

Costs will continue to go up, as they always have, as long as private insurance companies are involved
Medicare for all, single payer, would reduce that.

While this is absolutely true, and I support single payer 100%, I would find it difficult to place my money elsewhere than health insurance company stocks, which is, quite frankly, almost like having a license to steal.

 

[dblack]

Costs will continue to go up, as they always have, as long as private insurance companies are involved
Medicare for all, single payer, would reduce that.

While this is absolutely true, and I support single payer 100%, I would find it difficult to place my money elsewhere than health insurance company stocks, which is, quite frankly, almost like having a license to steal.

That's more or less the core of ACA, yep.

 

[Vandalshandle]

Well, as long as the Right won't tolerate single payer, "who am I to blow against the wind?" (Paul Simon)

 

[dblack]

Well, as long as the Right won't tolerate single payer, "who am I to blow against the wind?" (Paul Simon)

A corporate whore?

 

[Vandalshandle]

Well, as long as the Right won't tolerate single payer, "who am I to blow against the wind?" (Paul Simon)

A corporate whore?

Nope, just a recovering republican. My soul may belong to the democratic party, but if I am anything, I am also pragmatic. Being a republican for 40 years is hard to completely shake off.

 

[dblack]

Well, as long as the Right won't tolerate single payer, "who am I to blow against the wind?" (Paul Simon)

A corporate whore?

Nope, just a recovering republican. My soul may belong to the democratic party, but if I am anything, I am also pragmatic. Being a republican for 40 years is hard to completely shake off.

Well, I find it just a bit tiresome to see Democrat congresscritters look us in the eye, corporate cum dribbling down their chins, and say it was all the Republican's fault. Gimme a break. Google LIz Fowler.

 

[Vandalshandle]

I believe in doing well, by doing good. Insuring people who had no access to insurance was doing good. Owning the insurance companies that cover them is doing well. However, if it had been up to me, I would have made it single payer. I could have done just as well by parking my money in pharmaceuticals, where Pfizer is selling us Viagra for over $6 per pill, while you can buy it in Canada for $.72 per pill. Hell, I lived in Vegas back when it was owned by the mob, and even they didn't have the balls for that kind of robbery!

 

[Vigilante]

 

[dblack]

I believe in doing well, by doing good. Insuring people who had no access to insurance was doing good. Owning the insurance companies that cover them is doing well.

There's no doubt the owners of insurance companies are "doing well".

However, if it had been up to me, I would have made it single payer.

If you're a Democrat, it was up to you.

 

[Vandalshandle]

I believe in doing well, by doing good. Insuring people who had no access to insurance was doing good. Owning the insurance companies that cover them is doing well.

There's no doubt the owners of insurance companies are "doing well".

However, if it had been up to me, I would have made it single payer.

If you're a Democrat, it was up to you.

It is nice to see that you have a sense of humor, black!