My bad....what was your question?
It was more-so a request: to justify unemployment over 99-weeks (close to two years); and further, justify now going beyond that. Just asking for a rationale, to see if I can find one that I may find reasonable because I'm hard-pressed beyond 99-damned weeks, lol.
I understand your concern, but look at the alternative. Let's assume we let the UI run out. Many, if not most Americans tend to live paycheck to paycheck and are probably living above their means. Without UI, more houses will be foreclosed upon, more people will end up on welfare, more children will end up without preventive medecine, etc, etc....all of which our government will end up paying for later. Sort of pay me now or pay me later....
I'd have to study further to consider those repurcussions, tbh.