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"You give a man a fish, and he'll eat for a day. You teach a man to fish, and he'll have food for a lifetime."
You can give people food, shelter, and clothing, and potentially get NOTHING in return for it besides entitled, lazy, selfish pricks. If you help someone get an education, you potentially get a more productive member of society.
Loaning someone money to get a real education is an investment in the country's future. Loaning someone money for a house just gives them a house. Giving them money for food just gives them food. What does the government get out of those two things besides a needy citizen and a vote?
Echo, PELL grants are different. They don't get paid back. They are just free money because you can vote.
"You give a man a fish, and he'll eat for a day. You teach a man to fish, and he'll have food for a lifetime."
You can give people food, shelter, and clothing, and potentially get NOTHING in return for it besides entitled, lazy, selfish pricks. If you help someone get an education, you potentially get a more productive member of society.
Loaning someone money to get a real education is an investment in the country's future. Loaning someone money for a house just gives them a house. Giving them money for food just gives them food. What does the government get out of those two things besides a needy citizen and a vote?
If it's a government backed home loan, the government could make interest on that loan and the food would give them something to eat so that they could work and make money to pay off the loan. The government can therefore make a profit. Big Government wins again!!!!
Echo, PELL grants are different. They don't get paid back. They are just free money because you can vote.
Yeah, I know that Paulie. I'm just saying they helped me out in college, when I needed it. After my dad died I had to put myself through school, so every little bit helped. Just like my daughter, it's just she and I, and you KNOW I don't make much $$ as a teacher! I know we will find a way to pay for her college, she wants to major in journalism!
"You give a man a fish, and he'll eat for a day. You teach a man to fish, and he'll have food for a lifetime."
You can give people food, shelter, and clothing, and potentially get NOTHING in return for it besides entitled, lazy, selfish pricks. If you help someone get an education, you potentially get a more productive member of society.
Loaning someone money to get a real education is an investment in the country's future. Loaning someone money for a house just gives them a house. Giving them money for food just gives them food. What does the government get out of those two things besides a needy citizen and a vote?
And beat a man half to death with a fish and he probably won't want to ever eat another one
Paulie... education is a good thing.. that you are not going to get an argument about... same with stating that those who get higher education will generally become great productive society members..
But when you are an adult, it is only you who are responsible for what you accomplish, how you pay for what you want, etc....
Right. Until you get a private loan from a private bank, default, and that bank goes to Washington to still ultimately recoup its losses FROM YOU.
Sound familiar?
And the FDIC was used just last year extensively. Where have you been?
As libertarian as I am, I agree with student loans on their own merit. They generate revenue, and in fact, PROFIT. They serve to offer people an education they otherwise may never have been able to afford, and they add skilled workers to the labor pool. They are not "hand-outs". They get paid back, PLUS interest. If anything were worth the government INVESTING money in, it's higher education.
Sound off. Who out of the conservatives here agrees with them, who disagrees, and WHY?
Funny.. that bank usually tries collection efforts and the civil courts, not inherently "Washington" or Congress or whatever
As libertarian as I am, I agree with student loans on their own merit. They generate revenue, and in fact, PROFIT. They serve to offer people an education they otherwise may never have been able to afford, and they add skilled workers to the labor pool. They are not "hand-outs". They get paid back, PLUS interest. If anything were worth the government INVESTING money in, it's higher education.
Sound off. Who out of the conservatives here agrees with them, who disagrees, and WHY?
If the government really thinks children ARE the future, they should either offer student loans at an affordable rate or provide the education for free. Since it will never be free, they should offer student loans. The government is GUARANTEED to get the money back plus interest. Student loans are not "bankruptable". If an individual goes bankrupt, they still owe their student loans.
As libertarian as I am, I agree with student loans on their own merit. They generate revenue, and in fact, PROFIT. They serve to offer people an education they otherwise may never have been able to afford, and they add skilled workers to the labor pool. They are not "hand-outs". They get paid back, PLUS interest. If anything were worth the government INVESTING money in, it's higher education.
Sound off. Who out of the conservatives here agrees with them, who disagrees, and WHY?
If the government really thinks children ARE the future, they should either offer student loans at an affordable rate or provide the education for free. Since it will never be free, they should offer student loans. The government is GUARANTEED to get the money back plus interest. Student loans are not "bankruptable". If an individual goes bankrupt, they still owe their student loans.
And if they live in mom's basement with no job.. or in a Frigidaire box... How do they FORCE the $$ out of them?? Squeeze it like an orange??
Again... as an adult, you are responsible for yourself... nobody else is... nobody or nothing owes you a damn thing you do not earn.. and just simply breathing is not earning something
If the government really thinks children ARE the future, they should either offer student loans at an affordable rate or provide the education for free. Since it will never be free, they should offer student loans. The government is GUARANTEED to get the money back plus interest. Student loans are not "bankruptable". If an individual goes bankrupt, they still owe their student loans.
And if they live in mom's basement with no job.. or in a Frigidaire box... How do they FORCE the $$ out of them?? Squeeze it like an orange??
Again... as an adult, you are responsible for yourself... nobody else is... nobody or nothing owes you a damn thing you do not earn.. and just simply breathing is not earning something
I think that is the point I was making. the government should LOAN the money.
And if they live in mom's basement with no job.. or in a Frigidaire box... How do they FORCE the $$ out of them?? Squeeze it like an orange??
And if they live in mom's basement with no job.. or in a Frigidaire box... How do they FORCE the $$ out of them?? Squeeze it like an orange??
Again... as an adult, you are responsible for yourself... nobody else is... nobody or nothing owes you a damn thing you do not earn.. and just simply breathing is not earning something
I think that is the point I was making. the government should LOAN the money.
Why?
The government was set up to be your personal bank? Isn't that what ACTUAL banks exist for?
No... the government exists to ensure that you have the freedom to pursue your education, pursue your wish to borrow money to pay for it, etc... not give your or "lend" you the $$$
Echo, PELL grants are different. They don't get paid back. They are just free money because you can vote.
Yeah, I know that Paulie. I'm just saying they helped me out in college, when I needed it. After my dad died I had to put myself through school, so every little bit helped. Just like my daughter, it's just she and I, and you KNOW I don't make much $$ as a teacher! I know we will find a way to pay for her college, she wants to major in journalism!
I forget where that becomes someone else's situation and/or problem??/ Can you remind me?? (No offense about losing your dad.. I know exactly how that is)... But you're an adult, and I assume were an adult in college... A loan from family or a bank would have "helped" too.. Saving up money to go later would have also "helped"... Working your way thru it also would have "helped"...
I think that is the point I was making. the government should LOAN the money.
Why?
The government was set up to be your personal bank? Isn't that what ACTUAL banks exist for?
No... the government exists to ensure that you have the freedom to pursue your education, pursue your wish to borrow money to pay for it, etc... not give your or "lend" you the $$$
You're a veteran, correct? You could/did get a college education on Uncle Sam's dime?
Why?
The government was set up to be your personal bank? Isn't that what ACTUAL banks exist for?
No... the government exists to ensure that you have the freedom to pursue your education, pursue your wish to borrow money to pay for it, etc... not give your or "lend" you the $$$
You're a veteran, correct? You could/did get a college education on Uncle Sam's dime?
So every person getting a federal student loan is then an employee of the government?
Funny... the salary and benefits I derived from my service and employment seem to have been FUCKING EARNED
You're a veteran, correct? You could/did get a college education on Uncle Sam's dime?
So every person getting a federal student loan is then an employee of the government?
Funny... the salary and benefits I derived from my service and employment seem to have been FUCKING EARNED
I believe in the GI bill. Should I have to go into the Armed Forces to avoid high interest rates from the banks? What do you think banks would charge students if there weren't federal student loans?
So every person getting a federal student loan is then an employee of the government?
Funny... the salary and benefits I derived from my service and employment seem to have been FUCKING EARNED
I believe in the GI bill. Should I have to go into the Armed Forces to avoid high interest rates from the banks? What do you think banks would charge students if there weren't federal student loans?
Should you EARN your benefits?? YEP... not only yep... but HELL FUCKING YES.....
Does it have to be the Army?? Nope... Could it be an entry level job in a corporation that has education reimbursement benefits? Yep... Could it be a normal loan? Yep... Could it be saving it up for yourself? Yep....
What would banks charge?... WHAT THE MARKET WOULD BEAR..
Again.... you are not owed this because you fucking exist..