Bill to cover pre-existing conditions, but insurers can refuse to cover PEC's

Discussion in 'Healthcare/Insurance/Govt Healthcare' started by Penelope, Aug 27, 2018.

  1. Penelope
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    Penelope Platinum Member

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    What is it if not a law for what the Health Insurances are suppose to cover and what they can charge??
     
  2. BlueGin
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    BlueGin Gold Member

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    Nice rambling post that says nothing. Your trainers need to give you a better script.
     
  3. caddo kid
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    caddo kid Silver Member

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    Enjoy your flight; I hope you have a parachute

    ABTW, I did receive a 'winner' award from the OP so, your envy & your petty nature are duly noted.
     
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  4. Penelope
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    Penelope Platinum Member

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    Most of the naysayers on this board, are retired and are on Medicare, are young and do not have a PEC and do not want to buy insurance, or are on this board while working and their work cost shares their health ins costs or are wealthy that do not give a rip about the gig economy or people.

    Most do not care about the middle age person who has diabetes, history of heart disease, asthma, or any multiple of autoimmune conditions that affect nearly everyone and their source of income is closing and their healthcare is gone.
     
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  5. Billy_Kinetta
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    Billy_Kinetta Paladin of the Lost Hour Gold Supporting Member Supporting Member

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    Indeed, it is a LAW. A DEMAND.

    But it is not INSURANCE. Insurance is an assumption of risk. You pay premiums against the possibility of loss, and the insurer covers the loss should a loss be sustained.

    A PREVIOUSLY-EXISTING CONDITION is just that. Therefore, the risk cannot be assumed. The loss has already occurred.

    Now, if the government demands that insurers cover previously-existing conditions, so be it. They have the means to back up the demand, or put the insurer out of business. But covering a previously-existing condition is not insurance, but CHARITY.

    Not that charity is a bad thing, if that's what the people want and the insurer wants to continue in business under those circumstances.

    But it is not insurance by any definition, nor is charity a venue of the federal government.
     
  6. Flash
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    Flash Platinum Member

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    "Pre existing conditions" is just another form of welfare. Despicable!
     
  7. Crepitus
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    Crepitus Gold Member

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    He can't. He comment proves it is he who doesn't understand what insurance is.
     
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  8. Billy_Kinetta
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    Billy_Kinetta Paladin of the Lost Hour Gold Supporting Member Supporting Member

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    I just posted what insurance is. Take issue with it if you dare.
     
  9. iamwhatiseem
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    iamwhatiseem Gold Member

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    Regardless of what side you are on, pre-existing condition based policies are criminally wrong.
    People were losing everything simply because they lost their jobs, and switched insurance because of it.
    This should have never been allowed in the first place.
     
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  10. Penelope
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    Penelope Platinum Member

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    Where?? I seemed to miss it.
     

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