26 year old children

Discussion in 'Healthcare/Insurance/Govt Healthcare' started by chanel, Aug 4, 2010.

  1. chanel
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    chanel Silver Member

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    Ok - I think we've established that adult children MAY stay on their parent's insurance plan, if need be. However, if a parent does not want to continue paying premiums and deductibles for their grown ass children, can they kick them off? What if they have no money? Will the govt then pay their premiums and deductibles? Will college kids be eligible for govt cheese? Anyone know?
     
  2. Greenbeard
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    Greenbeard Gold Member

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    Of course.

    Presumably, they'll do one of two things:

    1) Go uninsured, either with a hardship/unaffordability exemption from the mandate or without; or

    2) Receive insurance through a state Medicaid program.
     
  3. WillowTree
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    WillowTree Diamond Member

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    Twenty six year old children. DemonRats are fucking absurb.
     
  4. Modbert
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    Modbert Daydream Believer Supporting Member

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    They're not twenty six year old children. The point is that more and more people are living with their parents, especially with a bad economy. If one does a four year degree program (which can typically take 5 years), one would be 22-23 by the time they got out of college.

    Since a bachelor's degree is no longer enough for many programs, they go on to Masters or whatever program. This can last until about 26 or longer. In the future, it would not be a surprise if one's education takes them until 25 or older.

    I know my college offers insurance plans for those who do not have insurance. So this just makes it easier for all of those involved.

    In many other countries and cultures, it is considered tradition to live with one's parents until marriage. In turn, in those same cultures, the parents live with the children when they become elderly.
     
  5. Greenbeard
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    Greenbeard Gold Member

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    The same provision is in the Republican repeal-and-replace bill. This is a bipartisan concept.
     
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  6. chanel
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    chanel Silver Member

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    I'm not being partisan greenbeard and I was hoping you'd respond. You are very knowledgeable about this bill. I have govt HC and I know my children will be covered as long as I am employed. However I am getting increasingly frustrated with insurers and doctors who refuse to speak to me because my son is over 18 (yes he has waived HIPAA but they all seem to lose the forms). How soon can parents kick their kids off? They can't be emancipated for college loans, what about HC? I still don't get it.
     
  7. Greenbeard
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    Greenbeard Gold Member

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    I'm not sure I follow what you're saying. You have an insurance plan through a government job, your son is over 18 but still on your plan, you want him off your plan? What's the problem here?
     
  8. cad
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    cad Active Member

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    in some countries its considered tradition to stone a woman who is accused of committing adultery.

    it would be a sad day when the average education takes someone to 25 or older.
     
  9. Modbert
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    Modbert Daydream Believer Supporting Member

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    Do you consider it backwards for kids to live with their parents until they're married? Or for kids to take care of their parents when they're elderly? I don't see how you can equate taking care of your parent in their twilight years and stoning a woman who committed adultery.

    I'm not sure why you would consider it sad for average education to take until 25. I think it would be frustrating, but getting a Masters or MBA or whatever you need isn't necessarily a bad thing.
     
  10. WillowTree
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    WillowTree Diamond Member

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    Twenty six year OLD CHILDREN dependent on mummy and daada. fucking absurb.
     

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