Yet another useful idiot.
When the fee/tax/fine is well below the costs for the insurance --and the Stalinist goombahs designing this scam damn well know it will be-- then all that will be in the real risk pool will be the highest risks.
The whole thing is designed to fail on purpose.
The point you are making is intriguing. Could you elaborate?
For me, it means the socialist crowd plans on health care reform failing, so they can move to universal health care. They will point to too many people opting to pay the fine instead of getting coverage.
Why would someone choose not to have coverage? A young male with no known health problems may find paying a $750 fine preferable to paying $2,000/year for a policy. He is probably a pretty low risk. A 55 year old obese male smoker with high blood pressure and borderline blood sugar issues might see a policy as attractive at $2,500/yr, since he would have had to pay $750 anyways.
Obama is on the record as wanting a single payer system which would effectively put all the private insurors out of business. And I believe that is the goal, and, if the Democrats remain in power after November, I believe we will see that in 2011.
Here's one example when Candidate Clinton was addressing union bosses:
[ame=http://www.youtube.com/watch?v=fpAyan1fXCE]YouTube - Obama on single payer health insurance[/ame]