Before the Depression Social security was called "Planning for Retirement" - which a pretty fair number of working class people managed. You know; blacksmiths, butchers, carpenters, masons, damn the list of working people does get long, back when people mostly worked for a living. Before FDR and his Socialist programs began the process of bankrupting the country, both financially and morally.
Let us not forget that like Lincoln, FDR broke the system of checks and balances envisioned by the framers of the constitution. Where Lincoln ignored the balance between states and the federal government, FDR ignored the balance between the branches, as seen most graphically with his stacking of the Supreme Court. When the court "checked" his unconstitutional plans, he simply changed the number sitting no the court and appointed toadies to approve whatever he wanted. This destruction of the constitution is precisely why he was a president of the worst sort.