Flawed.
The need for medical attention does not rise with lowering costs. To think that people won't get sick or injured if the cost for treatment is too high is pretty much retarded.
Health care is not a commodity.
****.
Wrong.
People over use medical services when they are "free" all the time. This is well-established. Look at people who suddenly got medical insurance through a new job or whatever. Their usage is always higher.
How about just
affordable health insurance?
Because of difficulties in obtaining health insurance that wasn't ridiculously high, (something like 1800.00 a month) my self-employed older brother went without the last few years. He'd never been without it his whole life.
No check ups / doctor visits the last few years, generally healthy, a one-time sciatica problem years ago put him in the pre-existing condition category. Well, he
thought he was generally healthy anyway.
He put off getting tests for a bowel irritation that had been bugging him lately.
Last week he was rushed to the hospital.
Today I learn he has 3-6 months to live.