yet you point out only trickle down.....
Trickle down has been the economic policy since the 80's.
I prefer trickle up. ie if the TARP money had gone to those who owe money so they could pay off the bad debts....
Yes I do not like to repay ineptitude with bailouts, one reason I was against tarp. If the finiancial instutions were so stupid as to overextend on high risk lonas they should fail and be replaced by competition that is smarter.
However I would prefer to give the money to individuals than corporations, they will spend it so that more immediate benefit is felt in all corners.