hey dick breath... I'm saying it doesn't apply to doctor visit ... both your ******* plans don't apply deductible to doctor visits or meds ... that's what you claimed they did ...I never said, **** head, that a deductible doesn't get met ... I said it doesn't get met to see a doctor or get meds... pull you head out of your useless ass and neither did any of your plans say you have to pay your deductible first to see a doctor ...
sure show me a third Plan ... that one too will say you don't have to pay your deductible first to see a doctor or get your med ... I love making an bigger and bigger fool of you... you're way too easy... face it you lost this one ... you tried to change direction in the middle of the stream when you realized whay you said ... no insurance policy out there says you have to pay your deductible first to see a doctor or get your drugs paid for ... and you blew it now the tap dancing begins
Orly? You really, REALLY should shut the **** up and stop proving to everyone that you're such a retard.
Personal Choice PPO Bronze Reserve
PPO Preferred Provider Organization: A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan’s network. You can use doctors, hospitals, and providers outside of the network for an additional cost. | Bronze Plans are put into 5 categories. These 5 categories (catastrophic, bronze, silver, gold, and platinum) are based on how you and the plan expect to share the costs for health care. Bronze plans cover 60% of the total average cost of care. The category you choose affects how much your premium costs each month and what portion of the bill you pay for things like hospital visits or prescription drugs. It also affects your total out-of-pocket costs - the total amount you'll spend for the year if you need lots of care.
Independence Blue Cross
APPLYDETAILS
Monthly premium
$154/mo
One enrollee
Premium before tax credit $474/mo
* This is how much IT REALLY costs. If the patient is only paying $154 then SOMEONE ELSE HAS TO PAY FOR THE REMAINING BALANCE OF THE PLAN. HOW? SOMEONE ELSES premiums get raised.
Deductible The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay. For example, if your deductible is $1,000, your plan won't pay anything until you’ve met your $1,000 deductible for covered health care services subject to the deductible. The deductible may not apply to all services.
$6,000/yr
Per individual
Out-of-pocket Maximum Your expenses for medical care that aren't reimbursed by insurance. Out-of-pocket costs include deductibles, coinsurance, and copayments for covered services plus all costs for services that aren't covered.
$6,000/yr
Per individual
Copayments/Coinsurance: A copay is a fixed amount (for example, $15) you pay for a covered health care service, usually when you get the service. The amount can vary by the type of covered health care service. Coinsurance is your share of the costs of a covered health care service, calculated as a percent (for example, 20%) of the allowed amount for the service. You pay coinsurance plus any deductibles you owe. For example, if the health insurance or plan’s allowed amount for an office visit is $100 and you've met your deductible, your coinsurance payment of 20% would be $20. The health insurance or plan pays the rest of the allowed amount.
Primary Doctor: No Charge after Deductible
Specialist Doctor: No Charge after Deductible
Generic Prescription: No Charge after Deductible
ER Visit: No Charge after Deductible
^ * NOTE: The patient does not have to pay anything AFTER THEY HAVE MET THE DEDUCTIBLE of $6k. The person who has this plan is paying for doctors visits, specialists visits, meds, er visits OUT OF POCKET until they meet the $6K deductible.
Keystone HMO Bronze
HMO Health Maintenance Organization: A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won't cover out-of-network care except in an emergency. An HMO may require you to live or work in its service area to be eligible for coverage. HMOs often provide integrated care and focus on prevention and wellness. | Bronze Plans are put into 5 categories. These 5 categories (catastrophic, bronze, silver, gold, and platinum) are based on how you and the plan expect to share the costs for health care. Bronze plans cover 60% of the total average cost of care. The category you choose affects how much your premium costs each month and what portion of the bill you pay for things like hospital visits or prescription drugs. It also affects your total out-of-pocket costs - the total amount you'll spend for the year if you need lots of care.
Independence Blue Cross
APPLYDETAILS
Monthly premium
$166/mo
One enrollee
Premium before tax credit $486/mo
Deductible The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay. For example, if your deductible is $1,000, your plan won't pay anything until you’ve met your $1,000 deductible for covered health care services subject to the deductible. The deductible may not apply to all services.
$6,000/yr
Per individual
Out-of-pocket Maximum Your expenses for medical care that aren't reimbursed by insurance. Out-of-pocket costs include deductibles, coinsurance, and copayments for covered services plus all costs for services that aren't covered.
$6,350/yr
Per individual
Copayments/Coinsurance: A copay is a fixed amount (for example, $15) you pay for a covered health care service, usually when you get the service. The amount can vary by the type of covered health care service. Coinsurance is your share of the costs of a covered health care service, calculated as a percent (for example, 20%) of the allowed amount for the service. You pay coinsurance plus any deductibles you owe. For example, if the health insurance or plan’s allowed amount for an office visit is $100 and you've met your deductible, your coinsurance payment of 20% would be $20. The health insurance or plan pays the rest of the allowed amount.
Primary Doctor: $40
Specialist Doctor: $80
Generic Prescription: $10
ER Visit: No Charge after Deductible
https://www.healthcare.gov/find-pre...yerCoverage=no&householdSize=1&income=$35,000
Poor bill-ye-should-stop-while-ye-has-the-chance. Life is hard. It's harder if you're stupid.
