Trump approval plummets to levels seen in midterm wipeout

[Marener]

Dividends = income.
Serious income

Dividend percentage decreases when the stock price increases.
Most of my stocks increase usually every year, year and a half.
Dividends are more important to me than a stock increasing in price.
I don't need any more capital increase, I just need the dividends

Not all over the map, just discussing with someone who's inept.

Dividends are taxed at regular income tax rates, so I don’t know why you’d rather pay that and not capital gains when selling stocks that have grown in value. It’s less tax efficient.

 

[martybegan]

Not sure your projections took into account Trump’s fucking up the market, but okay.

You have no idea how much better you could be doing, and don’t care. It just makes you one of the many suckers out there.

A few days of instability so far?

My 401k has been through the dotcom bubble early on, 9/11 and the 2008 CBO crisis. It's still gone up and up.

LOL

 

[Marener]

As long as he isn't getting hosed, he's good to go.
His priorities are different than your priorities.
Stop with the dogging, makes you look like a clown.

Paying a 1% management fee will result in a portfolio that is 20-30% smaller than it would have otherwise been. And that’s IF you have equivalent performance, which isn’t true for 80% of actively managed funds.

https://www.wsj.com/finance/investing/why-your-fund-manager-cant-beat-todays-stock-market-a5a14688

 

[Marener]

A few days of instability so far?

My 401k has been through the dotcom bubble early on, 9/11 and the 2008 CBO crisis. It's still gone up and up.

LOL

If “going up” is your only measure of success, you’re a simpleton.

 

[martybegan]

That "2% up right now" was 2000 points lower than the last datapoint in your graph, which was a bit above 40600.

Current difference is 38200-40600 = -2400

Who cares?

The graph shows recovered drops far worse than we are seeing now, 2022-2024 in particular.

The lowest datapoint on my graph is at the start of it.

 

[martybegan]

If “going up” is your only measure of success, you’re a simpleton.

Share count is the primary measure of success, followed by value, followed by risk breakdown.

at 50 I should be mostly into stock funds, and as I get older more into bonds and money market type accounts.

 

[Meister]

Dividends are taxed at regular income tax rates, so I don’t know why you’d rather pay that and not capital gains when selling stocks that have grown in value. It’s less tax efficient.

I offset some of my taxes with fed tax exempt bonds.
AND, I have no issue paying my taxes....again, my priorities are not your priorities.
Not so sure why you're trying to one up every one? Must be a mental issue with you.
Regardless, you're not impressing anyone.

 

[Marener]

Share count is the primary measure of success, followed by value, followed by risk breakdown.

at 50 I should be mostly into stock funds, and as I get older more into bonds and money market type accounts.

You should be comparing your returns to benchmarks.

But then again, you don’t even know what you’re paying in fees, so it seems to be beyond your abilities.

 

[Meister]

Paying a 1% management fee will result in a portfolio that is 20-30% smaller than it would have otherwise been. And that’s IF you have equivalent performance, which isn’t true for 80% of actively managed funds.

https://www.wsj.com/finance/investing/why-your-fund-manager-cant-beat-todays-stock-market-a5a14688

That's not YOUR problem, is it???

He can just kick back and have his 401K grow without the stress of managing
his account.

 

[martybegan]

You should be comparing your returns to benchmarks.

But then again, you don’t even know what you’re paying in fees, so it seems to be beyond your abilities.

No, I should be comparing the share count and the current value against predicted increases as well as timings to moving stock funds $$ to bond/money market fund $$

 

[Marener]

I offset some of my taxes with fed tax exempt bonds.
AND, I have no issue paying my taxes....again, my priorities are not your priorities.
Not so sure why you're trying to one up every one? Must be a mental issue with you.
Regardless, you're not impressing anyone.

That’s not “offsetting” taxes by getting tax free bonds. That doesn’t lower your taxable income from dividends.

My priority is to have as much money as possible. I don’t know anyone who has a different priority.

 

[Marener]

No, I should be comparing the share count and the current value against predicted increases as well as timings to moving stock funds $$ to bond/money market fund $$

If you’re not comparing to benchmarks, how do you know that you’re not underperforming?

 

[martybegan]

That’s not “offsetting” taxes by getting tax free bonds. That doesn’t lower your taxable income from dividends.

My priority is to have as much money as possible. I don’t know anyone who has a different priority.

And yet you support government bloat that wastes your money.

You are just making shit up as you go along, and it is quite pathetic.

 

[Meister]

My priority is to have as much money as possible. I don’t know anyone who has a different priority.

That's because you're stupid.

 

[martybegan]

If you’re not comparing to benchmarks, how do you know that you’re not underperforming?

Because benchmarks have their own inherent flaws due to their selective nature of picking certain stocks only?

The Morning Rant: Minimalist Edition

 

[Marener]

That's not YOUR problem, is it???

He can just kick back and have his 401K grow without the stress of managing
his account.

The least stressful thing you can do is invest in an index fund. That’s all I’m advocating for.

Yet people like you want to impress me with your stock picking prowess and Marty thinks that there’s some grand mystery to investing that mere mortals cannot understand.

 

[Marener]

Because benchmarks have their own inherent flaws due to their selective nature of picking certain stocks only?

The Morning Rant: Minimalist Edition

I don’t know anyone that would use DJIA as a real benchmark but the SP500 or total market doesn’t really have those flaws. They’re practically identical anyway. The difference between making 8% and 10% over long term is massive.

 

[Marener]

That's because you're stupid.

What’s your priority?

 

[Meister]

The least stressful thing you can do is invest in an index fund. That’s all I’m advocating for.

Yet people like you want to impress me with your stock picking prowess and Marty thinks that there’s some grand mystery to investing that mere mortals cannot understand.

You have a mental problem, not sure if you were kicked around as a child or not.
But you have issues.

 

[Meister]

What’s your priority?

DIVIDENDS!!!!! How many times do I have to say it????

sheesh