There won’t be a house rebuilt in CA any time soon

How fast do you expect it's possible to start rebuilding OP?

Without insurance coverage? It is indefinite.
Insurance must be bound before a new build can begin or there is no building. No insurance company is going to touch it with a 10-ft pole.
It will have to be either state or federally sponsored guarantee. The only thing worse than private insurance.... Government insurance.
 
Without insurance coverage? It is indefinite.
Insurance must be bound before a new build can begin or there is no building. No insurance company is going to touch it with a 10-ft pole.

Why should they? The State won't listen to them. The State won't do their jobs to keep The People and their property safe? The Whole State is uninsurable due to inbred stupidity. Insurance Companies have no obligation to insure the 'Stoopid'. In fact, I think it's a specific exclusion.
It will have to be either state or federally sponsored guarantee. The only thing worse than private insurance.... Government insurance.

After Hurricane Andrew, Florida started it's own Insurance Company, now called 'Citizens'. Of course it is :dunno:

It has been an unmitigated clusterfukk from Day 1. I was knee deep in it. It was horrible.

Even with competent Political leadership, it's a disaster. Politicians should never get involved in Business. First off, they're not that bright and secondly, the vast majority of politicians are Lawyers and they are the ABSOLUTE WORST BUSINESSMEN ON THE PLANET.

Even an honest Lawyer will tell you that. The successful ones all have business people advising them and running things. Politics and business do NOT mix
 
Why should they? The State won't listen to them. The State won't do their jobs to keep The People and their property safe? The Whole State is uninsurable due to inbred stupidity. Insurance Companies have no obligation to insure the 'Stoopid'. In fact, I think it's a specific exclusion.


After Hurricane Andrew, Florida started it's own Insurance Company, now called 'Citizens'. Of course it is :dunno:

It has been an unmitigated clusterfukk from Day 1. I was knee deep in it. It was horrible.

Even with competent Political leadership, it's a disaster. Politicians should never get involved in Business. First off, they're not that bright and secondly, the vast majority of politicians are Lawyers and they are the ABSOLUTE WORST BUSINESSMEN ON THE PLANET.

Even an honest Lawyer will tell you that. The successful ones all have business people advising them and running things. Politics and business do NOT mix

Insurance coverage is a very complex statistical procedure that needs to be superbised by highly competent actuaries. Really you need a team of PhDs and sometimes they make mistakes too but not very often.... I can't even imagine what government insurance would look like especially with all the DEI hires.
 
Says nothing about Secrion 8, Elon.

What Is Affordable Housing?​

The U.S. Department of Housing and Urban Development defines affordable housing as housing where the occupant is paying 30% or less of the gross income on total housing, including utilities.

The phrase “affordable housing” is also colloquially used as a general term to refer to housing assistance for low-income individuals, including housing vouchers or housing designated for residents below a certain income for the area.
 
Insurance coverage is a very complex statistical procedure that needs to be superbised by highly competent actuaries. Really you need a team of PhDs and sometimes they make mistakes too but not very often.... I can't even imagine what government insurance would look like especially with all the DEI hires.
I used to work for a government insurance as an adjuster. It doesn't work, we operated in the red, and were pulling down the State budget with it. That was until it was privatized, which worked out especially well. My mom was insurance commissioner at the time.
 
Just by a snap of a finger huh?
It’s not some strange fucking unexplainable magic you moron. It’s simply competence. My neighbors house burned down last spring. The fire department had their report done in two days showing it wasn’t arson, since they’re rebuilding the exact same house the building department pulled their previously approved prints and had them stamped for a new build in two days. Insurance took another week to deposit funds and the dumpsters and equipment were at work doing the demolition that Friday. Two weeks is all it takes if you don’t have retards doing it.
 
It’s not some strange fucking unexplainable magic you moron. It’s simply competence. My neighbors house burned down last spring. The fire department had their report done in two days showing it wasn’t arson, since they’re rebuilding the exact same house the building department pulled their previously approved prints and had them stamped for a new build in two days. Insurance took another week to deposit funds and the dumpsters and equipment were at work doing the demolition that Friday. Two weeks is all it takes if you don’t have retards doing it.
I guess you solved it
 
It’s not some strange fucking unexplainable magic you moron. It’s simply competence. My neighbors house burned down last spring. The fire department had their report done in two days showing it wasn’t arson, since they’re rebuilding the exact same house the building department pulled their previously approved prints and had them stamped for a new build in two days. Insurance took another week to deposit funds and the dumpsters and equipment were at work doing the demolition that Friday. Two weeks is all it takes if you don’t have retards doing it.
Or a demo scum governor like Newsom.
 

Really? You lost your single family home but you have to build section 8 apartments back? WTF?
So, I was hearing the other day, on the radio that, many of these people are going to be in a pickle. Mainly because of taxes. Something about the property taxes of older homes. Basically, property taxes on new homes is prohibitively expensive in many cases. California froze the tax laws on existing structures, meaning, as long as you didn't modify, change ot update your home, you were allowed to pay a lower, pre-existing tax rate, once you made any improvements, your home, which you purchased 30 years ago for $50,000 and is now worth $600,000, where you were paying taxes on the old amount, now you would be paying taxes o. Through new amount.


This led to a lot of older homes that were getting run down, because people couldn't afford to update them with new features, lest they be assessed on the new value. If they did repairs on their homes, it had to be with similar items. In other words, you couldn't renovate to add a bathroom or modernize things because that would trigger the new valuation.

Now, these people who lost their homes, will they have to rebuild the home exactly as it was? If they do, will the insurance company pay out on the old value or the current replacement value? If the insurance company pays the current value, will these homeowners be now subjected to a massive property tax hike?


Something to that effect.
 

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