what facts? anything on the subject is full of opinions.
No, it's not. Facts and opinions are two different things.
For example:
FACT: 3 out of every 4 subprime loans issued from 2004-7 were not subject to CRA rules
OPINION: Banks were forced by the CRA to hand out loans to people who couldn't afford them
FACT: GSE and CRA-subjected subprime loans consistently had default rates below 5%, before, during, and after the bubble
OPINION: Glass-Steagall repeal in 1999 was responsible for the subprime loan bubble that
suddenly appeared 4 years later
FACT: Glass-Steagall contained no provisions regarding lending standards, practices, or mandates
FACT: You are a piece of shit Russian troll employing Russian Active Measures in order to undermine confidence in western democracy.