The Dutch really have it together on health care, they have a system that has
been proposed as a model for the US to emulate. In stark contrast to many other European systems, it’s actually based entirely on private insurers, rather than a single-payer or entirely national system. Yet the Dutch system is universal, has far superior rates of satisfaction with quality of care and access, and still costs a
fraction of what we pay for health care per capita in the US. How is this possible?
What is healthcare like in the Netherlands?
You LIE about their cost of health care.
What you neglect to mention is that the Netherlands have the HIGHEST TAXES IN THE WORLD. So your post is worthless. NO one will pay what is being paid by the workers in the Netherlands.
1.00 Euro is equal to $1.19 in US dollars.
For 2016, the total tax on income (income tax plus mandatory pension, social security and state funded medical care payments, all of which are a percentage of income up to a maximum) for people under the age 65 is as follows:
- For the part of income up to € 19,922: 36.55%; tax on €19,922 is € 7,281
- For the part of income between €19,923 and €33,715: 40.40%; tax on €13,793 is € 5,572
- For the part of income between €33,716 and € 66,421: 40.40%; tax on €32,706 is €13,213
- On all income over € 66,421: 52% [1]
So their income tax on all income over $79,000 is 52%. Do you see that in the United States?
Health insurance premium
From 2006 there is a new national
health insurance scheme (
zorgverzekering(swet),
Zvw ). The premium is partly income-dependent and paid as a tax supplement. It applies for the "contribution income" (
bijdrage-inkomen ), which is part of box 1, including labor income, social security benefits, pensions, and life annuities (it does not include the "owner-occupied dwelling income"). It is withheld if the wage withholding tax applies.
The rate is 7.1% for e.g. wages and 5% for e.g. life annuities, coming on top of the tax percentages mentioned above. The total income for which these rates apply is limited to ca. 50,000 euro.
Flat tax on savings and investments
There is a flat tax on the total value of the savings and investments of 1.2% per year. It is nominally part of the income tax, as a 30% tax on a fixed assumed yield of 4% of the value of the assets (this is regardless of the actual income from the assets). EUR 21,139 (2012; higher for 65+ with a low income) of the value of the assets is exempted.
The amount of money invested in approved "green" investments (up to EUR 56,420) is
exempted. Moreover, a
tax credit per year of 0.7% of the value is applied for these investments. The credit only counts towards box III.
The VAT TAX (Value Added Tax) in the Netherlands is 21%.
A Value Added Tax is basically a sales tax. It is not assessed on food and assessed at 6% on other necessities. If you buy a cell phone, 24% tax, a bicycle, 24% tax, a car, 24% tax, new dining room suite, 24% tax.
What are the VAT rates in the Netherlands?
Good luck with that!