How would you like it if I showed you how a 19 year old, making $25,000 a year (investing $100/month), could earn enough IN 12 YEARS to retire as a millionaire (actually, a millionaire and a half - $1.5 million) at age 65? Then, show you how - at age 31 (19 +12) create an environment that will convert that million dollars into $3.6 million in his retirement portfolio?
You're kidding yourself that someone making $25K can save for anything. Also, without a college degree, that 19 year old will not see themselves be a high-earner, and their income will be capped below that of those with college degrees. You live in a fantasy world.
BTW - someone making $25K a year qualifies for all sorts of income-determinant benefits including SNAP, Medicaid, EiTC, and other forms of welfare.
So, all your whining about not enough to save, and not enough to pay for healthcare, not enough for this, not enough for that is simply three things - 1) fiscal ignorance, 2) a lack of commitment to your responsibilities, and 3) begging for more and more of somebody else's money.
No, you're just refusing to accept the reality of wages of today because you've never had to work for anything in your life.
Fantasy world? Really?
Want the hard numbers? Got Excel? I'll send you the proof.
I never had to work a day in my life??? Interesting.
Listen, pissant --- I came from poor --- so poor we couldn't afford to buy the dirt so we could be called dirt poor. I used outdoor toilets at home until I went in the service. We didn't have TV until I was 16. We didn't get electricity until I was 8. My first job I made $0.65 per hour pumping gas and bagging groceries. I laid in snow fields, in the middle of the night, trying to shoot a deer (yes, illegally!) because if I didn't get one, we didn't eat. Not - didn't eat venison - we DIDN'T EAT!!! When I played sports in high school, I walked home every night - every ******* night, rain, shine, or snow. It was 4 miles. You have no concept of poor. You don't even know what the ******* word means.
And, what happened? I joined the service, learning a skill, worked 8-15 hours day and went to school full time, retired, got a job, started a company, sold it, and now I'm retired (did that at age 58) I'm not bragging, but I want you to understand. I AM the American success story, so don't tell me that you NEED all these government programs, don't tell me you CAN'T make it without the government, that it's just too TOUGH, that you could do it only if ... if the Man didn't hold you back, if those mean old Conservatives didn't say nasty things in front of you, . That's all bullshit - the simple fact of the matter is you are too damn lazy, you don't have the slightest idea what it means to work. You have no work ethic - in fact, it would seem you have no ethics whatsoever. You think it's all owed to you, and you don't give a good God damn who suffers to give it to you as long as you get it. You don't care if it's me, you don't care if it's your mother, you don't care if it's your own children, for Christ's sake.
But, yeah ... I've never had to work for anything in my life.