My company switched over health insurance companies..
I waived the health insurance, took the vision, dental, short term/long term disability insurance and life insurance..
Saved myself $120 a month...if trump gets rid of the mandate in the clear
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Yup, in the clear. Solid thinking.
Care to share with us your secret to being immune to cancer or being hit by a truck. This should be interesting.
while I personally agree that going without insurance is a great risk, and personally I wont do it, never have. I will say that as long as the rest of us dont have to cover his bills if he does get sick, would you care sharing with us how its really any of our business, concern or right to tell him he has to have the coverage? His money, his health his problem and as far as Im concerned, his right.
As far as the risk of the rest of us paying if he gets cancer. Lets pretend for a moment that he was one of those that leached off the rest and we had been paying his premiums for him since 1981 when he last got sick. assuming that his premiums would have been roughly the same as what mine would have been had I been forced to buy under the obamacare brand, we would have covered him at 1080.00 per month, that cost would have been $466,560.00 just for premiums over the course of the years, and he never would have used it, but we still would have paid. a quick look on the internet (very quick) indicates that a year of treatments cost around 250,000. so lets say we get stuck paying for his yer of treatment now because he didnt buy in to the insurance program. we still save around 216,000. His choice not to buy in has saved us a bunch of money. now lets say that he was one of those that had no subsidy and he didnt buy in, but instead he took that 1080 a month and put it into a savings account that he would use IF one day when he was older, he got ill. He would have had more than enough to cover his treatments and when done and healthy again, he would even still have enough to celebrate with a world cruise.
but lets just look at it as it is with the ACA, we are going to be paying this amount for millions of moochers, most of them will not end up with something like cancer that will drain everything paid in on their behalf, that means that some insurance company gets to keep all of that money as profit when he gets drunk and trips over aunt Edna causing him to fall off of the balcony of his 40th floor apartment at his 100th birthday party. Of course some of that profit might be lost covering the squished guy that just happened to be unlucky enough to be occupying the same space that the body landed after the fall. (actually, that would be two squished people resulting in twice the profit for the insurance company)
You know, its funny when you think about it. liberals hate big business, and get pissed off anytime a business shows profit, yet here they are giving the insurance industry millions and millions of dollars in profit for some odd reason. seems hypocritical to me.