My company switched over health insurance companies..
I waived the health insurance, took the vision, dental, short term/long term disability insurance and life insurance..
Saved myself $120 a month...if trump gets rid of the mandate in the clear
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What happens when you inevitably get sick ?
That is a good question, and an opportunity to discuss various views on personal responsibility.
Let's say you have a large Bull. You keep the Bull in a pasture surrounded by a split rail fence. The fence is obviously to keep the bull in and the people out. The idea is to keep them separate. Bulls and people don't mix generally speaking.
There are two ways of looking at it if someone climbs the fence and is injured by the Bull. You would argue that the owner of the Bull must put up signs and perhaps hire someone to keep people out of the pasture. I would argue that if someone is dumb enough to climb the fence and enter the pasture without permission any injuries they get are their own damned fault.
This applies to the insurance question you ask. The Poster has insurance available through work and chooses not to avail himself of that opportunity. My reaction is to shrug and say on their own heads be it. If he gets sick, or falls down a flight of stairs, or whatever happens it is his problem. I am not going to shed a tear because he had a chance and made his decision. Neither you or I are responsible for protecting him from himself.
Look at it from the point of view of evolution. Darwin postulated that the intelligent and strong would survive and the weak or stupid would expire and be lost to history. The Darwin Awards are given to people who remove themselves from the Gene Pool by their own stupidity.
I don't need fifty signs up spaced twenty feet apart to keep someone out of the pasture. The fence should be enough. If you climb the fence I may get a camera recording it and put the video on YouTube with the header dumbass maimed by Bull.
On their own heads be it. You made your choice and now you get the consequences. That isn't heartless, it is respect. I respect him enough to treat him like an adult, and hold him responsible for his choices. Your life, your choice.